ID card loan takes 5 minutes to get the money.

I believe many people have a deep understanding.

During the epidemic and flood, income plummeted.

There are more and more places to spend money.

Credit cards that have been maxed out will be returned.

Mortgages and car loans have also been urged.

At this time, you receive a short message about low-interest loans.

You can borrow hundreds of thousands in just a few minutes.

Tell the truth: Are you excited?

Once attracted by the propaganda of these bad platforms,

You have been trapped by a liar.

So how did the liar frame you?

1 fraud

Fast procedures, low threshold, high quota and low interest.

Many advertisements on the Internet rely on the gimmicks of "fast procedures and high quotas" to attract people who need money badly. Once these people are hooked, swindlers can easily cheat them out of their money.

After all, for people who need money badly, who doesn't want such good things as fast procedures, high quota and low interest? I feel a little excited to get hundreds of thousands of loans in a short time!

But there will be no pie in the sky!

Companies that use this kind of advertisement to attract customers simply let you pay all kinds of expenses in advance and disappear from the borrower's eyes after receiving the money.

The requirements of formal loan companies are also strict, and not everyone can borrow money casually. Although the loan time is much shorter than that of the bank, after a series of audits, some procedures are still needed to lend money.

Therefore, after seeing this kind of news, borrowers must investigate clearly before lending, so as not to be taken in by swindlers!

2 fraud

You can only borrow money with your ID card.

The most common thing is that scammers are bluffing under the banner of "only ID cards can apply for loans"!

No matter what conditions the loan requires, you need to provide your ID card! But what if you can get a loan with only one ID card? That is 100% a liar!

Whether in banks or other institutions, borrowers need to provide the information needed for loans, such as ID card, bank account, credit report, work certificate, social security and provident fund certificate.

These are all conditions to prove that you have a certain income, good credit and stable work. Why do lending institutions give loans to borrowers without providing their personal certificates?

3 fraud

Prepayment expenses

Charge first, then loan, and pay first is definitely a liar! Friends must pay attention.

Generally speaking, swindlers will use various excuses to make borrowers pay deposits, handling fees and so on. In advance, or lie that someone in their bank needs to take care of it, and then charge the borrower a benefit fee.

Formal lending institutions charge after lending, but no charge before lending. Everyone must be careful!

In short, when friends encounter such situations, they must keep their eyes open, choose a formal and reliable platform, and don't let scammers have an opportunity.

Related questions and answers: What are the openings for the ID card to "borrow money" 5000 and "receive the account" immediately? What are the openings for ID card to "borrow money" from 5000? You can use ID card to borrow money: What are the ways to borrow money quickly to get 5000? Only for customers with more than 6 credit cards in the province. Applicants need to be between the ages of 18-60, with a maximum loan amount of 60,000 yuan and a service life of 12 months. Staging Music Staging Music is also a relatively high-quality loan platform, with a maximum loan amount of 50,000 yuan and a relatively long loan period, which supports repayment by installments for up to 36 months. This product has a high pass rate for users with credit cards or good credit information. When everyone is short of money, I use no less than 10 for my own loan products. On the whole, I still recommend Xiaoqian (formerly known as Baidu Finance) for reasons such as ups and downs: 1. Compared with the invitation system of borrowing and micro-loans, I can apply for money on my own initiative. 2. The maximum amount is 200,000, the minimum annualized rate is 7.2%, and it takes 3 minutes to arrive, which is already very useful; 3, formal platform, don't worry about routines; 4. Generally, regular products are strictly audited. Although they are easy to use, they are difficult to use, and so is the money spent. But I found the exclusive application channel required by the internal staff, and the payment rate is very high, so it is the most recommended product among the products. Since I have recommended it to everyone, I will present an exclusive application channel, and friends in need can apply for it themselves. Just remember to use flowers that day, otherwise the quota may be taken back, and friends have appeared before.

Xiaoman-Rich Flowers (the second batch) Click online measurement.

There is another one: 360 loan is actually the anti-virus king Qihoo 360 online loan platform, which mainly provides pure credit loans for everyone. The amount is less than 200,000 yuan, the service period is between 1 and 12 months, and the daily interest rate can be as low as 0.027%. As a platform under the network security giant, 360 IOUs are still more reliable than ordinary platforms. 360 IOUs, with a maximum loan of 200,000!

Click online measurement

Third, the "new loan" is an unsecured RMB loan business owned or issued by Ping An Bank for legal consumption or business purposes other than house purchase. The information is complete, and the loan will be released within 1-3 working days. The application threshold is low: you can apply for a monthly income of more than 4,000 yuan (car loan, mortgage, provident fund and insurance policy are the best), the amount is appropriate, and the repayment is flexible: the loan amount is 654.38 yuan +0. 1 10,000 to 500,000 yuan; The loan term is 12 months, 24 months, 36 months, and the excellent occupation can be as long as 48 months.

Ping An Xin Yi Dai Click Online Measurement

The above contents are for reference only, and no loan suggestions are made. Online lending is risky, so choose carefully!