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Will there be a record of repairing the car with someone else's insurance?
1, taking someone else's insurance to repair a car will usually be recorded. If a road traffic accident occurs in an insured motor vehicle, causing personal injury or property loss to the victim other than the person on board and the insured, the insurance company shall make compensation within the limit of compulsory motor vehicle traffic accident liability insurance according to law. The loss caused by the road traffic accident is intentionally caused by the victim, and the insurance company will not compensate.
2. Legal basis: Article 22 of the Regulations on Compulsory Liability Insurance for Motor Vehicle Traffic Accidents.
Under any of the following circumstances, the insurance company shall pay the rescue expenses in advance within the liability limit of compulsory motor vehicle traffic accident liability insurance, and have the right to recover from the victims:
(a) the driver has not obtained the driving qualification or is drunk;
(2) The insured motor vehicle was stolen during the accident;
(3) The insured intentionally creates a road traffic accident.
Under any of the circumstances listed in the preceding paragraph, if a road traffic accident occurs and property losses are caused to the victim, the insurance company shall not be liable for compensation.
Second, what is the insurance company's claims process?
1, report the case. After a traffic accident occurs while driving, you must immediately report it to the public security traffic management department where the accident occurred;
2, inspection, the insurance company should take the initiative to the scene of the accident, the accident vehicle damage;
3. Handling claims. When the insured goes to the insurance company to settle claims, he should bring his driving license, insurance contract and accident liability confirmation and other relevant documents;
4. Sign the claim. If there is no dispute over the above list, it will take effect after the applicant signs it, which will serve as the basis for the insurance company to settle claims.
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