Does Longjiang Bank charge for cross-bank withdrawals in different places?

Longjiang bank's card does not accept cross-bank withdrawals from different places. Bank card holders take the method of inter-bank and off-site withdrawal, and transfer the funds in their personal accounts from Longjiang Bank's account to other banks' accounts through the counter. During the transfer of funds, no specific formalities are charged. For details, please contact the customer service hotline of each business outlet: 400-645-8888.

Longjiang Bank passbook deposit process:

1. Bring your ID card and passbook to the business hall of the Postal Savings Bank;

2. Get the reservation number in the business hall and queue up;

3. Go to the counter after calling the number, give the ID card, passbook and money to the counter staff and inform them of the deposit amount;

4. Under the direction of the counter, enter the password to confirm;

5. Sign the document, take back the passbook and ID card and complete the deposit business.

At present, there are three ways for banks to charge for ATM interbank/off-site withdrawals: one is by transaction, the other is by transaction amount, and the other is a combination of the two. At present, for banks that charge by transaction, the inter-bank cash withdrawal fee is generally in 2 yuan -4 yuan, and the off-site and cross-border cash withdrawal fee is in 2 yuan-12 yuan, which is relatively cost-effective;

For charging according to the transaction amount, most banks have set a charging ceiling; The third charging method has a relatively high handling fee.

For example, a large state-owned bank will implement the policy of "2 yuan +65438+ 0% of the withdrawal amount, and the minimum 4 yuan" for inter-bank withdrawal fees in different places. To withdraw money from different places by bank card 10000 yuan, there is a handling fee of 102 yuan.

Most banks that charge fees for ATM interbank/off-site withdrawals adopt a free policy for VIP customers. At present, only Longjiang Bank adopts a zero fee policy for ATM interbank/off-site withdrawals.

People's Daily Online-Some banks are exempt from handling fees for cross-bank withdrawals in different places. Will the price war spread?

Longjiang Bank Official Website-Home Page (Hotline)