Why does the collection letter have to be sent to the household registration?

generally, the collection letter will be sent directly to the contact address filled in by the user when applying for a loan or credit card. If it is filled in the temporary place, it will be sent to the temporary place. As for what everyone is worried about, sending it to the local police station will not happen. Because the collection letter is also for users to repay on time, sending it to the police station will not play a role in collection. Sending a collection letter is a very common collection method, which is similar to a lawyer's letter and serves as a notice. Remind you to deal with the arrears quickly, there is no other meaning. You just ask them to send it. Anyway, if it is sent to your household registration, the courier will also call you and ask you to sign for it. If you don't want to sign, refuse to sign and go back the same way. This is just the beginning, if you haven't paid back. What letter of dishonesty, notice of filing a case, pre-litigation notice, prosecution materials, etc. may be received later. But don't worry, these things have no legal effect. Similarly, if you receive a text message saying that you will be prosecuted, the complaint and defense will be sent to your domicile in duplicate, which is just a means of collection. The lawyer's letter is a means of collection, and only the court summons is the notice of hearing; Overdue repayment is a civil dispute, which usually does not involve criminal offences or imprisonment; If the other party files a lawsuit, applying for enforcement after the judgment may affect your reputation. Article 125 of the Civil Procedure Law The people's court shall serve a copy of the complaint to the defendant within five days from the date of filing a lawsuit, and the defendant shall file a defense within fifteen days from the date of receipt. The reply shall indicate the defendant's name, gender, age, race, occupation, work unit, residence and contact information; The name and domicile of the legal person or other organization, as well as the name, position and contact information of the legal representative. The people's court shall serve a copy of the defense on the plaintiff within five days from the date of receiving the defense. The defendant's failure to raise a defense will not affect the trial of the people's court. It was the outsourcing company or employees who leaked the personal information of the installment, which violated the confidentiality agreement in the contract. Shenzhen Rongguan Assets sent a notice to the unit and domicile where the employees were returned to inform them of this matter.