What does it mean that the postal savings bank card SMS receives the withdrawal amount?

Withdrawing cash, that is, withdrawing cash from a bank account, is one of the inherent functions of a credit card. Cardholders can borrow money from banks in advance with credit cards, and the process of withdrawing cash with credit cards is called withdrawing cash with credit cards.

According to the card summary of China Postal Savings Bank, cash withdrawal refers to the card that withdraws money from the accounts of third parties (such as Alipay and Tenpay) to the Postal Savings Bank. Generally, it refers to a bank card bound to a third-party account. Ordinary cash withdrawal and real-time cash withdrawal are free of charge, and 2-hour cash withdrawal and computer operation are charged.

Extended data:

Postal bank company business

1, credit card of China Postal Savings Bank

Deposit: corporate customers provide corporate deposit services such as demand deposit, corporate time deposit, corporate agreement deposit and corporate notice deposit. The customer's deposit funds are safe and reliable.

Demand deposit: enterprises, institutions, government agencies, military units, social organizations and other economic entities open settlement accounts in our bank to handle irregular deposits that can be withdrawn at any time. There is no fixed term, which is convenient for customers to access, and their access is mainly through cash or transfer.

Time deposit: unit time deposit refers to the deposit that enterprises, institutions, institutions, social organizations and other units have agreed on the deposit term and interest rate with the bank in advance, and the principal and interest are paid at maturity. Interest party

Interest is calculated by China Postal Savings Bank Branch according to the time deposit rate announced by the People's Bank of China. When the interest rate is adjusted, the interest rate shall not be calculated at different levels. The term of time deposit is divided into six grades: three months, six months, one year, two years, three years and five years.

Company agreement deposit: By signing a company agreement deposit contract with the bank, the customer agrees to keep the terminology and settlement account of the basic deposit limit, so that the deposit of personal time deposit exceeds this limit, which will be determined by both parties according to the agreement deposit interest rate.

Settlement: provide various corporate settlement services such as bills, foreign exchange and entrusted collection. Provide convenient and fast monetary payment and fund settlement for enterprises and institutions. The service scope includes: providing comprehensive settlement services such as remittance settlement, wire transfer settlement, agency payment and personalized fund collection for network enterprises.

2. Credit card application

MasterCard applicant: Chinese mainland residents aged 18 and under 60. Applicant: 16 years old or above. Chinese mainland residents under the age of 60. Application materials: A copy of ID card and proof of work are required. Materials to be submitted: financial voucher, one of the interest vouchers for transactions with our bank.

Baidu Encyclopedia-China Postal Savings Bank