What is the difference between the Agricultural Bank of China Golden Harvest Huinong Card and the ordinary card?

The specific differences between the Agricultural Bank of China’s Golden Harvest Huinong Card and ordinary cards are as follows:

1. Golden Harvest Tongbao Card

1. The Golden Harvest Tongbao Card is issued by the Agricultural Bank of China Nationwide debit card product.

2. The Jinsui Tongbao Card has the characteristics of "one card with multiple accounts, one card with multiple functions, and the integration of local and foreign currencies". Unlike previous debit card products, it can only realize deposits, withdrawals, transfers, and transfers. Compared with the functions such as withdrawal, consumption, pre-authorization and inquiry, new financial management functions such as agreed transfer, automatic contribution, investment product buying and selling, collection and payment have been added.

3. The Jinsui Tongbao Card adopts UnionPay’s international standard BIN number prefixed with “62”, which complies with UnionPay’s unified technical standards and business specifications. It can be used at home and abroad and settled in RMB; at the same time, this product adopts The highly resistant magnetic strip that complies with the national magnetic track format standard is easy to save and saves customers the trouble of changing cards. The annual fee for the Jinsui debit card is generally charged in the second month after the card is opened, and the annual fee is 10 yuan.

2. Huinong Card

1. Huinong Card is a UnionPay standard debit card product issued by Agricultural Bank of China for farmers. In addition to its functions of depositing and withdrawing cash with Jinsui debit card In addition to various financial functions such as transfer and settlement, consumption, and wealth management, it also provides cardholders with special service functions such as small loan carriers for farmers, financial subsidies, new rural insurance, and new rural cooperative medical care agents, and provides certain financial service fee reductions and exemptions. discount.

2. Huinong Card has the basic financial functions of Jinsui debit card. At the same time, it can provide cardholders with transaction details discounts (reconciliation discounts), small loan carriers for farmers, and new rural cooperative medical care ( New rural cooperative medical insurance), rural utility collection and payment agency, financial subsidy agency, new rural social pension insurance (new rural insurance) and other special service functions.

Bank branch staff will go to the village where the applicant is located to handle centralized processing. Applicants can also go to the counters of branches that have already opened this business to handle it individually.

1. Application procedures:

(1) The applicant applies for a card to the village committee and other cooperative institutions of our bank. When applying, he must fill in the application form and provide his household registration Copies of the registration book and resident ID card;

(2) After the village committee and other cooperative agencies verify the applicant’s information, they will submit the application materials to the local Bank of China branch in batches for review;

( 3) For those who meet the card issuance conditions, the outlet will issue cards in batches (but not activate them) in the system, and submit the list of completed cards and card numbers to the village committee and other cooperative agencies for signature;

(4 ) The village committee and other cooperative agencies will issue the card to the applicant to sign for receipt according to the list of card numbers;

(5) The applicant will go to the local branch of our bank with the original Huinong Card, household registration book and resident ID card Process card password change and activation (door-to-door activation service can be provided according to circumstances).