What is the interest rate of Industrial Bank loan to buy a house?

1. What's the interest rate of Industrial Bank's loan to buy a house?

The housing loan interest rate of Industrial Bank fluctuates on the benchmark interest rate of China People's Bank according to the borrower's qualification, loan type, loan term and other factors. At present, the benchmark interest rate of China People's Bank is: 1. Commercial loan: 1, the loan term is within one year (including one year), and the interest rate is 4.35%; 2. The loan term is one to five years (including five years) and the interest rate is 4.75%; 3. The loan term is more than five years, and the interest rate is 4.90%. 2. Provident fund loan: 1, the loan term is less than five years (including five years), and the interest rate is 2.75%; 2. The loan term is more than five years and the interest rate is 3.25%. For more information about the interest rate of the Industrial Bank loan to buy a house, please visit:/ask/E043651615834305.html? Zd view more content

2. What is the housing loan interest rate of Industrial Bank?

Industrial Bank housing loan interest rate is not fixed. After the general bank determines that the borrower meets the loan conditions, it will make a comprehensive evaluation based on the borrower's personal qualifications, loan type, loan term and other factors, and then raise the central bank's benchmark interest rate according to the evaluation results. At present, the benchmark interest rate of the central bank is:

I. Commercial loans:

1, the loan term is within one year (including one year), and the interest rate is 4.35%;

2. The loan term is one to five years (including five years) and the interest rate is 4.75%;

3. The loan term is more than five years, and the interest rate is 4.90%.

Second, provident fund loans:

1, the loan term is less than five years (including five years) and the interest rate is 2.75%;

2. The loan term is more than five years and the interest rate is 3.25%.

3. What is the mortgage interest rate of Industrial Bank?

Housing mortgage loan policies vary from place to place, even if they are all industrial banks. The above picture shows the current industry standard. If you have a housing provident fund, you can apply for a housing provident fund loan. The interest rate is lower, 4% for less than 5 years and 4.5% for more than 5 years.

4. Has the commercial loan interest rate of Industrial Bank been lowered?

The commercial loan interest rate of Industrial Bank has dropped a lot. Loans for less than one year were only 4.0, and loans for less than five years were only 5.0, both of which broke through the new lows of the year.