Fraud Case Analysis (Emergency)

One day, Ms. Li received a voice prompt call at home, saying, "Your phone number 5 16 12 17 has expired, so we have to stop for you. For enquiry, please press "0". If in doubt, please press "9" to select manual service. Ms. Li pressed the "9" button without thinking, and the call was transferred. After asking Ms. Li's name and ID number in detail, a staff member who claimed to be a telecom company told her that she might have been cheated and said that the public security organ would contact her later. Subsequently, a man who claimed to be a policeman of the local police station called, gave his name and alarm number, and said, "This phone number in your name and a bank card used to deduct fees involve a national money laundering case." The other party's words surprised Ms. Qu: "I have always obeyed the law, how can I participate in money laundering?" This is a great sin. " Ms. Li thought that someone had stolen her information to participate in the crime and immediately asked the other party. The police began to calm her down and told her not to worry, saying that criminals might have tampered with her. "I'll connect you with the director of the anti-money laundering center. He is an informant in this case. Maybe he knows the situation better. " Subsequently, the man transferred the phone to the anti-money laundering center. A man who claimed to be the director of the center analyzed that Ms. Li's information might be stolen and used by criminals. This statement completely shocked Ms. Li. Warning Ms. Li: "If your account is involved, it will be frozen, otherwise the money will be transferred by criminals." The director of the center said that if the property is not frozen, the money must be transferred to the safe account before 1 that afternoon. After answering the phone, in order to prevent herself from being deceived, she dialed the local number 1 14, and the number displayed on the mobile phone was indeed the number of the local public security bureau. Ms. Li is convinced that under the telephone remote control of the "center director", all the cash of more than 2.59 million yuan in several bank cards will be transferred to the "safe account" designated by the "center director" through the ATM machine. After the operation was completed, the "director of the center" said that she would contact Ms. Li 48 hours later and asked Ms. Li to keep it absolutely confidential. If it affects the case, the consequences will be at your own risk. Two days later, the "director of the center" did not contact Ms. Li, and Ms. Li realized that she had been cheated and quickly reported the case. Case analysis: The main characteristics of this kind of fraud cases are: 1 fraudsters generally choose elderly people who are alone at home as the target of fraud; Using voice phone prompts and then switching to manual mode, citizens usually habitually think that callers are telecom workers; 3 fraudsters often pretend to be police, telecommunications companies or other government agency staff, call the main number many times, and set up layers of traps; In the name of bank card arrears, suspected money laundering or account number being used by criminal gangs, the parties are tricked and intimidated into transferring funds into the so-called "safe account" by making phone calls, and then the funds are quickly transferred out through online banking to make illegal profits. In fact, there is no so-called "safe account" in the judiciary. Because fraudsters often know personal information such as the victim's name and address, especially some illegal network operators provide criminal suspects with arbitrary number display technology software, criminal suspects can arbitrarily display the victim's phone number as the phone number of their judicial organ when committing fraud. After the victim confirms the authenticity of this information through inquiry, it is easy to be deceived. The criminal network behind telecom fraud is more complicated than other criminal organizations. This kind of criminal organization is often a combination of multiple criminal organizations, divided into director group, telephone group, withdrawal group, network group, money laundering group and so on. Each group is a pyramid management model, operating relatively independently and making use of each other for profit. Each group has a manager, and each organization must undergo strict induction training before committing fraud. The director group is the core of this kind of criminal organization and controls the whole criminal process. They are responsible for writing "scripts", that is, what to say on the phone and what to do when the other party is suspicious. The director group is also responsible for "assigning" tasks, and after obtaining the communication information of residents, distributing these information to different traffic groups for fraudulent calls; The calls of the traffic group are all made through the technical platform that the network group is responsible for. The platform obtains lines from network operators, and provides telecom servers and number changing services. Once someone is cheated into an account, the director group immediately diverts a large sum of money into several accounts, and then sends a withdrawal group to take out the cheated money in the shortest time; The money taken out is summarized and handed over to the money laundering team, and the stolen money finally flows to criminals.

Then how can we strengthen the prevention of telecom fraud? Remind everyone that when you receive a phone call or text message suspected of fraud, you should promptly report it to the public security organ "1 10" for verification, especially when the other party requests to remit money to the designated account, never remit money. Or inform your family or discuss with your friends as soon as possible. Judging from past experience, swindlers often don't give each other time to think, and many people wake up as soon as they remit money. The real public security law department has strict procedures and written notice if it wants to transfer money to freeze accounts. At the same time, there must be more than two staff members present to carry out it. It is impossible to freeze an account or have someone transfer money through a few phone calls. "After receiving such fraudulent calls, you should take the initiative to report the case to the local public security organ or the telecommunications department to provide clues for solving the case and taking preventive measures. When citizens receive similar calls, they can verify the information through the following three channels: 1. Call the unified customer service telephone number of the telecom company 10000 for verification; 2. Verify the identity of the "police" through the on-duty telephone of the local public security bureau; 3. Call the unified customer service phone of the bank and consult the relevant personnel of the bank. I have four suggestions. First, watch more news, surf the Internet, and keep abreast of telecom fraud cases. Second, no matter what the excuse is, as long as the number is unfamiliar, it will be ignored; Third, in the case of receiving a phone call from the other party, as long as you dial back according to the other party's number, the phone will call the department being impersonated, and you can see through the scam at once; Fourth, no matter what happens, don't believe it, don't transfer money, and don't give money, because the law enforcement department of the public security department will not ask the parties to directly transfer money.