What is the loan process of Changsha housing provident fund?

1. The depositor shall apply to Changsha Housing Provident Fund Management Center for the withdrawal of housing provident fund in duplicate with the "Application for Individual Withdrawal of Housing Provident Fund" verified and sealed by the unit.

2. The approver shall review the completeness and accuracy of the name, account number and other information in the application form and the authenticity of the personal identity card. At the same time, the relevant information provided by depositors shall be reviewed according to these Measures. After checking with the original, the copy shall be kept by the management center and the original shall be returned to the depositor.

3. If the withdrawal requirements are met, the approver shall fill in the withdrawal amount on the Application Form, sign it and affix the seal of withdrawal approval.

4, the approver will meet the requirements of the depositor information and other extracted data in the housing provident fund business system for data entry. If it does not meet the extraction requirements, the approver shall return the extracted materials to the depositor and inform the reasons for the return.

5, the depositor with the "housing provident fund withdrawal certificate" to the withdrawal bank for withdrawal procedures.

Extended data:

"Changsha housing provident fund management regulations" twenty-ninth.

Workers who pay housing provident fund shall meet the following conditions when purchasing, building, renovating or overhauling their own houses within the administrative area of this Municipality, and apply for housing provident fund loans for the first time:

(a) before applying for a loan, the normal deposit of housing provident fund has reached the fixed number of years stipulated by the CMC;

(two) the down payment for the purchase of a house shall not be less than the proportion stipulated by the CMC;

(three) a good reputation, with stable economic income and repayment ability;

(four) the purchase, construction, renovation and overhaul of owner-occupied housing has a legal and effective contract or related procedures;

(5) Providing guarantee.

To apply for a housing provident fund loan again after paying off the first housing provident fund loan, in addition to meeting the conditions stipulated in the preceding paragraph, it shall also meet other conditions stipulated by the CMC.

Employees applying for housing provident fund loans shall not exceed the maximum loan ratio and maximum loan amount stipulated by the CMC.

Baidu Encyclopedia-Changsha Housing Provident Fund Management Regulations