Will loans overdue inform his family?

If it is overdue occasionally, then after the overdue, the micro-loan will send a text message and call for collection, but it will inform the borrower himself. The platform will only contact the borrower's family if the borrower himself cannot be contacted.

In addition to overdue, bad long-term loans will also be included in the online loan blacklist. Specifically, you can use Cuifeng data to check your long-term loans. Long-term lending mainly refers to the recent application of individuals in lending institutions. I suggest that you slow yourself down and stop all lending-related operations within three months. After three months, the natural risk index will be reduced and the blacklist will be eliminated.

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What are the consequences of a small loans overdue?

1. Penalty interest: It is stipulated in the loan contract that the loan must be repaid in time, otherwise overdue interest and penalty interest will be charged according to regulations.

2. Collection: Microfinance is a formal loan platform. Although there will be no violent collection, there will be a notice to remind you that if the overdue time is too long, the post-loan management department will contact the micro-loan for repayment, then your relatives and friends may know your arrears, and you will not be able to handle Tencent's related business in the future.

3. Credit investigation has an impact: long-term non-payment will be reflected in the credit investigation report of the People's Bank of China. Don't think it doesn't matter, it will affect your future travel and accommodation. Will also refuse to apply for mortgage, car loan, credit card, etc.