What are the common telecom fraud methods?

At present, various forms of telecom fraud are active in society, such as QQ fraud, parcel fraud, false winning, impersonating acquaintances fraud, direct remittance fraud, telephone arrears fraud and so on. The content of fraud is carefully planned and designed by a special team, tailored for different victims and set step by step. However, no matter how innovative the fraudsters' methods are, they will eventually achieve the purpose of defrauding money by obtaining personal information such as the victim's bank card and password.

Let's talk about 10 common telecom fraud types and prevention methods:

1, QQ fraud: in 2008, I stole the QQ number through a Trojan horse and pretended to be my friend to charge for playing cards; 20 10 gradually evolved into adding QQ friends to video chat and intercepting videos, then sending files and pictures bound with Trojan virus to each other and stealing QQ numbers and passwords, logging in the stolen QQ numbers to deceive friends, and playing the intercepted videos to confuse each other and ask them to make money for various reasons. On 20 13, video fraud was upgraded to fraud against the families of international students, with excuses ranging from tens of thousands to hundreds of thousands, requiring parents to pay for surgery; 20 14 The criminal suspect omits the traditional "hacking" link, and directly uses the newly registered QQ number to impersonate the company's "boss" QQ (the information such as avatar and nickname is changed to the same QQ as the boss), and then asks the company's finance to remit money to the designated bank account to achieve the purpose of fraud; At the end of 20 14, it evolved into a case of using mobile phone to intercept Trojan virus software to steal the payment authority of Android operating system smart phone, and after intercepting short messages, it committed theft or fraud as a WeChat friend.

Note: Don't click on the promotion file at will to avoid QQ being stolen; Be careful when commenting on QQ: Try not to comment on QQ contacts as "Dad", "Mom" and "Manager Zhang". Once criminals steal QQ, it is easy to analyze the relationship between these contacts and you from the information you comment on. Be sure to call the payee to confirm before remittance, and don't trust any contact numbers and links in QQ chat records.

2. Guess who I am: In this kind of fraud crime, criminals get the victim's phone number and owner's name through improper channels, then call the victim to guess who I am, and then pretend to be an acquaintance according to the victim's name, claiming to visit the victim. If the victim believes it, he will fabricate reasons such as "being caught whoring" and "causing a traffic accident" a few hours later or the next day. At present, this kind of crime has escalated, showing a new form: the suspect pretends to be a civil servant or a leader of an enterprise or institution, and asks the victim to remit money to the "leader" on the grounds of urgent need of money, dredging the relationship and promotion.

Note: If you receive a similar call, you should contact your friends and acquaintances in time to verify the authenticity. Don't trust the other party easily, let alone transfer money to the bank account provided by the other party easily.

3. Change the visa: The crime of change the visa fraud is mainly that the criminal suspect sends a text message to the victim who bought the ticket, saying that his flight was cancelled due to bad weather such as recent snowfall and smog; It is said that the ticket cannot be issued because of system failure, and it needs to be changed or refunded. The victim easily believed it and called the "customer service phone" in the scam message. The suspect defrauded the victim of a high transfer fee on the grounds of the change fee. In the past, criminal suspects often pretended to be an airline's online booking website in large-scale game websites, forums and Baidu Post Bar. And publish false booking information and change refund information online under the guise of airlines. It has been developed to buy basic information of passenger booking from hackers or ticket purchasing points all over the country, and conduct accurate fraud by changing the visa and refunding the ticket.

Prevention: After receiving such fraudulent short messages, you should verify them through the official telephone and website of civil aviation, or call the booking outlets directly. Don't call the "customer service phone" provided in the text message for verification.

4. Parcel fraud: The criminals pretended to be postal service, courier company or public security organ staff to call the victim, falsely claiming that there were contraband or articles involved in the victim's parcel, which had been put on file for investigation by the public security organ. In order to prove his innocence, all the money in the victim's name must be transferred to the designated "safe account" for inspection as required.

Note: In the process of investigating a case, the people's police of the public security organ will not ask the parties to dispose of the property by telephone, but will issue corresponding legal documents to collect and detain the property and articles. Moreover, when performing official duties, the people's police should show their work certificates to the parties except for special reasons such as work needs.

5. Pretending to be a leader: In this kind of fraud, criminals obtain the name, office phone number and other relevant information of the leaders of higher authorities, supervision departments and other units through improper channels. Pretending to be a leading secretary or staff member, calling the person in charge of the grass-roots unit and asking the cheated unit to pay orders and handling fees until the designated bank account implements fraud activities on the grounds of selling books and commemorative coins.

Precautions: Upon receiving this kind of call, you should confirm and verify with the higher authorities in time. If it is confirmed as fraud, it is necessary to truthfully report the situation to the higher authorities and public security organs.

6. False winning: In this kind of fraud crime, criminals tell the victim that they have won the grand prize by calling or texting on the grounds of a lottery for an activity or pretending to be a program group such as "Extraordinary 6+ 1". Once the victim believes it, he will reply to the inquiry, saying that he must pay various nominal fees such as income tax and handling fees, otherwise he will not win the prize, and guide the victim to remit money to the account provided by him by telephone.

Note: "Pies don't often fall in the sky". Don't easily believe in winning prizes and other information because of the temptation of interests, or you should exchange your due interests through down-to-earth labor.

7. Telephone arrears: In this kind of fraud, criminals pretend to be the staff of the telecommunications bureau to call the victim to tell him that the phone is in arrears, or directly play computer voice, saying that the victim's identity information may be fraudulently used to register the phone with arrears, and then the criminals ask their associates to pretend to be prosecutors and legal personnel to answer or call, claiming that the phone and bank account under the victim's name are suspected of money laundering and other criminal activities. At present, the judicial organs are secretly investigating and asking the victims to transfer their bank deposits to the so-called safe accounts as soon as possible, and the criminals will pass.

Prevention: This kind of telecom fraud is extremely deceptive. Criminals use the Internet virtual phone to fabricate a number that is the same as the telephone number of the public security organ, so as to convince the victim of the truth of the lie, induce and force the victim to transfer money to the designated account, and keep it from relatives. Young people should know more about anti-fraud knowledge in daily life and do more work for their families, especially middle-aged and elderly people. When they receive fraudulent phone calls, they should promptly verify and report to the public security organs.

8. Credit card spending: In this kind of fraud crime, criminals remind mobile phone users by SMS that the user's bank card has just spent 5899 or 6995 yuan in a certain place (such as XX shopping mall and XX hotel). If you have any questions, you can call XXXX number for consultation. After the user called back, the partner lied that the bank card might be copied and stolen, in the name of a fake bank customer service center. They use the victim's panic to make users perform so-called encryption operations on the bank ATM, and gradually transfer the money in the victim's card to the account designated by the criminals, thus achieving the purpose of fraud.

Precautionary measures: When receiving such fraudulent short messages, you should call the official inquiry telephone number of the corresponding bank in time for verification, instead of calling the consultation telephone number provided in the fraudulent short messages for verification.

9. Online fraud: using fake web pages to induce victims to invest in stocks and defraud funds; Make fake web pages (phishing websites) that are the same as the official websites of banks and other units, and send short messages, emails, etc. Induce the victim to click on a link to enter a fake webpage, steal personal information such as bank account, user name and password entered by the victim, and finally transfer the victim's funds out.

Precautions: This kind of fraud is also extremely deceptive. The link address of fake web pages made by criminals is very similar to that of official website, and sometimes only one similar letter is different, which is not easy to be found. Therefore, when using web pages such as banks, be cautious and enter through secure links, such as 360 website links.

10, low-priced shopping: In this kind of fraud crime, criminals send false information such as selling used cars and bugs to the victims. The text message generally reads: "90% of the group's new license plates (Honda, Audi, Mercedes-Benz, etc.). ) It is sold in this city. Telephone ××××××××××××××. " When the victim calls the contact number and wants to buy it, the criminals demand that they must pay a deposit before further processing, and ask for remittance to the account provided by them, so as to achieve the purpose of fraud.

Prevention: Too low a price will only be bait. Don't be greedy and cheap, or you will be taken advantage of by criminals.