Well, you can use your ID card to get a loan.

A platform where you can borrow money with your ID card.

A platform for borrowing money with ID card;

First, Qianhua: Qianhua is a credit service product under Baidu, which has a good reputation and a relatively fast lending speed. It can meet the daily demand for borrowing money, and it is very convenient to borrow if you want. The maximum amount is 200,000 yuan, 1 10,000 yuan loan 1 annual average daily interest 1. 1 yuan. The better the credit, the lower the interest rate.

Second, Lending Bao: Lending Bao is a pure credit loan product launched by Alipay, a subsidiary of Alibaba. According to the consumption situation and repayment ability of Alipay users. Ordinary users can only apply for opening if the sesame score is above 600. According to sesame score, the loan amount is10-300,000, the lowest daily interest rate is 0.02%, and the loan term is 12. It has always been a conscience loan.

3. Return: Shanghai Jihe Information Technology was established on 20 15 and returned the products on 20 16. The major shareholder is Focus Media listed company (stock code: 002027), and the shareholders are Focus Media, Sequoia Capital, Cinda Investment, noah wealth, Sina, etc.

4. Micro-loan: Weizhong Bank is the first Internet bank under Tencent. Its products include micro-loan and micro-car loan, and it is committed to providing fast financial services for small businesses and individual consumer groups.

Verb (abbreviation of verb) Paipai Loan: Paipai Loan was established in 2007 and is a p2p financial platform listed on the New York Stock Exchange. Auction loan products are mainly divided into batch bidding and rainbow bidding. At present, credit loans are provided to users, with a maximum loan amount of 200,000 yuan and a monthly loan interest rate of about 1%. Users can choose appropriate loan products according to their own needs.

Can I get a loan only by ID number? There are several platforms for you to choose from.

There are more and more online lending platforms, and some lending platforms have lower thresholds. As long as the borrower has his personal ID card ready, he can apply for a loan. By verifying the identity information of the borrower, the online lending platform can provide the borrower with the corresponding loan amount as long as it ensures that the borrower applies for a loan. Can I get a loan just by ID number? What are the ID card loan platforms? Here is a detailed introduction to the ID card loan.

Can I get a loan just by ID number?

Applying for a loan is a complicated matter. The loan information to be submitted, the loan process after submitting the information, and the process of approving loan issuance are all very rigorous and complicated. The necessary information needs to be signed in person, as long as one item fails, it will be rejected. The ID card is the most basic document for a loan. It not only has the ID number, but also personal photos and other information, which is irreplaceable by the ID number. The original and photocopy of the ID card are required in the loan, and it is impossible to apply for a loan with the ID number.

Id card loan platform

Tianshendai

Tianshen Loan does not have too high requirements for the borrower's credit record, with a quota of 500- 1000 yuan, a term of 2 1 day and a daily interest rate of 0.48%, which is suitable for office workers. Although Tianshen Loan has a low loan amount, it also needs to apply for credit investigation.

second

Second ID card loan 1 0,000, line 1-3, term 1-3 months, annual interest rate 10%, suitable for office workers, students, self-employed people and people without fixed jobs. Seconds is the same as using Qian Bao, and the loan will not be credited to this application.

Suning arbitrary payment

The products of Suning Consumer Finance Company have the characteristics of low threshold, large amount, fast payment, many concessions and flexible payment. Generally speaking, the amount of arbitrary payment for the first application for Suning will be relatively low, ranging from 3,000 yuan to 8,000 yuan, and the amount of qualified individual users can be very high, reaching tens of thousands. Frequent use of arbitrary payment and multiple installments will help to increase the amount.

Zhilian long-term loan

Zhaolian Consumer Finance is a formal and reliable platform approved by China Banking Regulatory Commission, and its good term loans have always been welcomed by the majority of borrowers. Most people spend thousands of dollars the first time. As long as they repay on time, they can gradually increase the quota.

China Post Consumer Wallet

China Post Consumer Wallet is a credit product of China Post Consumer Finance, which can meet the capital needs of most people, including pure credit loans and consumption stages. People between the ages of 20 and 60 can get a pure credit line of up to 50,000 yuan, which is related to the applicant's personal qualifications and can be increased after multiple loans.

Can I get a loan just by ID number? What are the ID card loan platforms? Borrowing users need to provide their own relevant certification materials when applying for loans online. In addition to filling in your ID number correctly, you also need to provide your own identification materials. Borrowers who want to apply for loans with their ID numbers can choose these online lending platforms introduced above, so that borrowers can easily obtain loans.

With only an ID card, which platform can I borrow from?

The most convenient way to borrow money now is to apply for online loans. Considering the repayment pressure, many people prefer a loan platform that can be repaid in installments and has low interest. In fact, there are many such platforms now, and the key is to borrow money from regular platforms. Then, which loan platform can have a low interest rate in installments?

1, money to spend

The credit loan launched by Xiaoman Finance can be repaid for up to 24 months, and the daily interest rate is as low as 0.02%. Just borrow 10000 and pay 2 yuan interest every day. It is a platform with low interest rate and long term. (Click the official calculation)18 ~ Borrowers over 55 years old, with good credit and stable income can try it, just provide the mobile phone number of the real-name registration system.

2, 58 Easy to borrow

Non-students aged 22 to 50, with repayment ability and good credit, can try 58 Easy Loan. As a credit loan launched by 58 Finance, the interest rate of 58 Easy Loan is still relatively low, which can be divided into 12 periods at the longest, and the daily interest rate is as low as 0.04%. Borrow 65438+1 000001day. As long as 4 yuan is available, the information you need to provide is the mobile phone number.

Before, I also needed business turnover. I used several products. The first time I applied for a small amount of money (formerly Baidu Finance), it was just 10W (the maximum platform support was 20W), and the interest rate was very low (the minimum annualized rate was 7.2%), which was still relatively low. All of them are put forward and divided into 12 periods.

Baidu Finance is a regular licensed consumer finance company, and the application process and the whole process of receipt do not require any fees.

Xiaoman-Rich Flowers (the second batch) Click online measurement.

Spend a little money-pay special attention if you have money:

1. Take out the money as soon as possible after spending the money, because the money may become invalid after a long time.

2. At present, it's best to withdraw cash in full, because I read other people's posts that if the withdrawal is too small, the system risk control may mistakenly think that you need it (or re-judge that you are not a quality customer), resulting in rejection during the withdrawal process, and at least 60% is safer.

After the third installment, you can choose to settle in advance, as long as it takes a long time, and it doesn't cost us anything to pay interest. Make sure to mention it first.

My second application was 360 IOUs. After all, they are all big platforms, so I applied first. The amount is 5.5W, and the interest is almost the same as the money spent.

360 IOUs, with a maximum loan of 200,000!

Click online measurement

There is also a trick to applying for 360. After simply filling in the information at first, the amount that comes out is only a basic amount, such as 5000, 1W5, etc. If you feel that the amount is not enough, you can apply for a privileged loan directly without withdrawing cash. This is a lot of money. As long as you have the basic quota, the privileged loan will definitely pass, and the quota will be greatly increased. The privileged loan supports 24 periods. My basic quota is 9000 yuan, which is 5.5W after upgrading the privileged loan.

3. Recruit good loans

The credit loan launched by Zhaolian Finance does not need mortgage guarantee, with low threshold and low interest rate. It can be repaid in 24 installments at the longest, with the daily interest rate as low as 0.03%, and the interest of 65,438 yuan+0,000 yuan is 3 yuan per day. In addition to being 22-55 years old, you have to get more than 600 points in the exam, and you can only get a loan by providing your registered mobile phone number in real-name registration system and your bank card ID card.

Which formal loan platform can use ID card?

The formal platforms that can use ID cards for loans are: online business loans, loan treasures, micro-loans and small loans.

Online merchant bank is an internet bank initiated by Ant Financial as a major shareholder. The repayment period of Alipay online merchant loan is calculated from the loan date, and the repayment date of each month is also the same as the loan date. Users must pay the full repayment amount of the current month in Alipay on the repayment date, so as to avoid bad credit records caused by insufficient balance.

Borrowing is a pure credit consumer loan product in Alipay. When you enter Alipay, click My to find the loan. After entering Alipay, you can apply for the loan amount according to the page prompts. Whether it can be opened depends on the display on your page. If the quota is successfully obtained, you can choose to borrow. After entering the loan amount and other information, the loan can be completed, and the system will review it to determine whether the loan is successful.

Micro-loan is an Internet micro-credit product launched by Weizhong Bank, which can be borrowed into a bound bank card. Micro-loans are opened through the official invitation system, and invited users can see micro-loan loans in the financial column of WeChat payment/service or mobile QQ wallet. If you want to be an invited user, the most basic requirement is to complete the real-name authentication of WeChat, and whether you can become an invited user afterwards depends on your page display. If you can see micro-loans, you can try to apply for opening and check the quota. The system will give you a specific amount and interest rate according to your personal comprehensive situation, and manual intervention is impossible.

Du Xiaoman Qianhua is a credit service brand under Du Xiaoman, and has launched different loan products. In addition to individual consumers, small and micro business owners can also apply for money loans on the Xiaoman APP. Non-school students aged between 18-55 can try to apply for money, and you need to provide your valid original second-generation ID card and your debit card during the application process. You need to apply for a credit line before applying for a loan. The system will review it separately. After the credit line application is approved, you can get the credit line, interest rate and other information, depending on the page where you have money to spend.

What software do you have to borrow money with your ID card?

Now there are many loans on the market that are very convenient, just need identification information and other proof. I'll introduce a few to you today to see if they are suitable.

I. 360 Peace of mind IOUs

360 IOU is a 360 financial unsecured pure credit ID card loan platform, which evaluates the credit of customers as a whole based on 360 big data and provides cash loans on this basis. The maximum loan amount is 20w, and the longest repayment period is one year.

Second, Baidu has money to spend.

Qianhua is a credit service product owned by Baidu, which has a good reputation and a relatively fast lending speed. Can meet the daily borrowing needs, borrowing is very convenient. Application conditions:1Baidu registered users between 8 and 55 years old; A stable job and good credit will make it easier to pass the exam.

Three. Ping' an I Dai

Ping An I Loan is one of the most popular mobile phone credit loans. Every day, countless people apply for this product, and they can get a loan by submitting simple information without mortgage guarantee. 3 minutes at the earliest. As long as there are places, you can review the results immediately after submitting the application, and there are few return visits. In order to avoid missing the review, it is recommended to keep the mobile phone on.

Fourth, Xinyi loans small loans.

Xinyi Loan Micro-loan is a product of Bank of China's consumer finance, which mainly provides office workers with micro-credit loans with simple application, fast payment and ultra-low threshold, and quickly solves the problem of personal funds. Don't be overdue, just provide identity authentication, mobile phone real-name authentication, contact person, bank information, residence information, work information, face recognition, personal basic information and so on.

Let's not talk about the introduction of ID card loans.