A woman's account in Beijing inexplicably received a huge sum of 280 thousand. Is the payer suspected of fraud?

I think the payer is suspected of fraud, but it can also be just suspicion. People always expect a good thing in life, but when it really happens in life, it is not necessarily a good thing, and even brings a lot of trouble. This happened to a woman in Beijing? Bad idea? .

The account inexplicably received a huge sum of 280,000 yuan, leaving a woman in Beijing in trouble. The protagonist of the incident is Ms. Zhang from Beijing. A huge sum of 280,000 yuan fell from the sky, breaking her quiet life. After receiving the text message, Ms. Zhang immediately received a call. A woman surnamed Xie said that her transfer was wrong and she wanted Ms. Zhang to transfer the money back.

Ms. Zhang expressed doubts about the transfer error of such a large amount, so she immediately contacted the bank and hoped that the bank could transfer the money back. However, there are certain problems in the bank and Ms. Zhang needs to call the police.

Ms. Zhang's current living conditions have been seriously disrupted. As a person who has worked in a bank, she knows that a large transfer needs to check the payee many times, so she has doubts about the other party's wrong payment. If this is someone else's money laundering transaction, she may be implicated.

The payer is suspected of fraud, and ultimately both parties need to solve the problem through legal channels. After Ms. Zhang chose to call the police, the police told Ms. Zhang that this might be a scam. The other party transfers money to the victim through mobile banking and chooses to receive the account the next day. If the victim believes it and transfers the money back, the other party will immediately apply to the bank to cancel the remittance, or it may be another scam, that is, the other party embezzled Ms. Zhang's identity information loan and then defrauded the money on the grounds of transfer error.

Because of fear of being cheated, Ms. Zhang has never contacted Ms. Xie or touched the money. However, after the police investigation, telecom fraud was ruled out to some extent. However, Ms. Zhang is still full of doubts about the incident. It is doubtful that she can remit a huge sum of 280 thousand yuan to the wrong account. Moreover, the state will monitor large transactions of more than 200,000 yuan to a certain extent. If the other party commits a crime, she may be implicated.

Because she was afraid that her behavior would violate the law, Ms. Zhang asked the lawyer this question. Some lawyers said that Ms. Zhang's behavior does not constitute a crime of embezzlement. Ms. Xie has filed a lawsuit and will ask Ms. Zhang to return the money through legal channels. This is probably the safest way for Ms. Zhang.

In this era when telecom fraud is more and more unpredictable, if you encounter such a thing, don't foolishly transfer the money back to the other party, ask the bank about the specific situation in time and call the police. This is the best protection for yourself.

Everyone must be wary of falling pies or traps.