What kind of bank is Luzhou Bank?

Luzhou Bank is a local commercial bank.

Luzhou Bank was established in September, 1997. It is a state-owned enterprise in Luzhou City. Its main shareholders are LU ZHOU LAO JIAO CO.,LTD Group, Sichuan Le Jia Enterprise Group and Luzhou Finance Bureau. It was listed on the main board of Hong Kong Stock Exchange on February 20 1983. Hong Kong, the stock code is 1983. It is the first listed bank in a prefecture-level city in western China. The registered capital is 27180,000 yuan, and there are 1408 employees. It has jurisdiction over Chengdu Branch, Meishan Branch and Suining Branch, with 38 outlets.

The bank gives full play to the advantages of short decision-making chain and strong flexibility of the first-class legal person, adheres to the road of characteristic operation, and completes the three strategies of cross-regional development and listing renaming within three years to achieve rapid and steady development. By the end of 2022, the bank's total assets were 65.438+048.637 billion yuan, a year-on-year increase of 654.38+00.50%; The balance of deposits was 65.438+009.446 billion yuan, a year-on-year increase of 654.38+05.49%; The loan balance was 83 1.8 1 billion yuan, up by1.00% year-on-year; The annual operating income was 3.902 billion yuan and the net profit was 808 million yuan. The growth rate of various indicators is at a good level in national city commercial banks.

The Bank adheres to the concept of paying equal attention to business development and risk management, prudent risk management concept, steady business development strategy and compliance management measures, and has maintained a good record of zero accidents since its establishment 26 years ago. In 2022, the Bank's comprehensive risk management system was more sound, and its asset quality was generally stable. By the end of 2022, the NPL ratio was 1.53%, and the provision coverage ratio was 256.93%. Dongfang Jincheng International Credit Rating Co., Ltd. upgraded its main credit rating from AA to AA+, with a stable outlook, becoming one of the four banks in Sichuan Province to obtain AA+ main credit rating.

The above is all the answers to what kind of bank Luzhou Bank is.