I borrowed money online and asked to reserve their phone number for the card, as long as I opened SMS. Is that ok?

The team of Baidu Anti-Fraud Alliance specially reminds:

Please be alert to all kinds of false loans and scams for handling large credit card information published on the Internet! All the information released by various online microfinance companies and guarantee companies that they can borrow money or apply for credit cards only with their ID cards are fraudsters who impersonate loan companies. No matter whether you can find the company registration or not, don't believe that the swindler will cheat you to sign the fax contract first, and then will cheat you to pay the insurance premium, the first month interest, the performance fee, the deposit, the guarantee fee, the loan fee, the notary fee, the credit investigation fee, the mortgage fee, the card opening fee, etc. Step by step, and ask you to transfer all the funds in your account to the swindler's account in the name of insufficient bank flow, checking your repayment ability or capital verification. Even ask you to apply for a bank card at a designated bank and deposit a certain amount of cash, and then bind the liar's mobile phone number and other low-level fraud means. I don't know that this means will cheat all the money in your account. If you don't pay the fee as required by the liar, the liar will threaten to blacklist you in the name that you have signed a contract with them, and threaten to sue you for breach of contract and compensate for huge liquidated damages. This is really a low-level fraud means and a typical fraud!

please always remember that anyone who asks you to pay any fees in advance for any reason is an absolute fraud. Under any circumstances, don't remit money, transfer money and pay any fees to others first to avoid being cheated! Don't believe any threats from swindlers. Because the other party is suspected of fraud, the contract signed with swindlers has no legal effect, and there is no such thing as breach of contract. The low-level fraud means that swindlers threaten the court to sue for compensation for liquidated damages is sheer nonsense, and there is no need to worry.

Therefore, I would like to remind netizens that microfinance companies cannot lend across regions. Please go to a regular bank to apply for a credit card. Don't believe the information about such loans or card handling published by various investment and financing guarantee companies and various microfinance companies on the Internet, especially in big cities such as Beijing, Shanghai, Guangzhou and Shenzhen, which are basically liar companies! If you are cheated, please choose to call the police regardless of the amount! So rampant fraud, please also ask local public security organs to vigorously crack down and rectify!

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