I received a repayment notice from Jingdong Finance, but it was not me.

1. The user is the contact of the borrower. If your relatives, friends or colleagues are overdue, then the platform is likely to send messages in groups when receiving messages. In other words, users receive text messages not because of their own reasons, but because of the influence of others.

2. It may be fishing information. Because some criminals will send similar short messages, so that users or relatives mistakenly think that there is overdue collection, and then transfer the repayment amount according to the other party's requirements, which is easy to cause financial losses, so users need to check clearly first.