Hello, I didn't sign a contract with Minsheng Bank. Why is there a message saying that I have overdue loans?

Received a 95568 message from someone other than me:

1. Please check the contents of the email first. If it is an account change message, please recall whether you have applied for a debit card in our bank according to the last four digits of the card number in the message, such as the salary card and loan repayment card handled by the company.

2. If you confirm that you have never done business in our bank, it may be that someone else left your mobile phone number by mistake when signing a business contract. Please call 95568 for manual service, and our bank will record your feedback and block it for you.