My mobile phone received an MMS message showing China Merchants Bank and asked me to download it. Is this a virus?

Hello; this should be a virus. Maybe you don’t have anti-virus software installed on your phone. You can install Tencent Mobile Manager, which can always protect your phone’s security and prevent virus intrusion. It has multiple layers of security protection. It is the most professional anti-virus software with powerful anti-virus and anti-virus capabilities. It also has many functions such as garbage cleaning, mobile phone acceleration, and software management for you to experience for yourself. Thank you for your acceptance.