China Merchants Bank credit card installment rate

Hello! Excuse me, is the bill paid in installments? There is no interest on the installment of bills, but there will be an installment fee.

We provide cardholders with personalized choices of 2, 3, 6, 10, 12, 18 and 24 installments, and the corresponding handling fees for each installment are 1.0%, 0.9%, 0.75% and 0.7% respectively. At present, the application for non-single transaction only supports 2, 3, 6, 10 and 12. Among them, the second phase can only be applied through our mobile banking and pocket life channels.

Handling fee per installment = total installment amount × handling fee rate per installment. The total installment principal is amortized monthly, and the balance is included in the last installment. At the same time, the installment amount and the handling fee of each period are recorded.

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