What does it mean for Alipay balance payment limit to reach the upper limit?

Some friends will prompt that the balance of Alipay has reached the upper limit when using Alipay to pay. So what does it mean that Alipay's balance payment amount reaches the upper limit? Bian Xiao will tell you that if you receive this prompt, it means that your balance payment limit has been used up this year, and you must pay in other ways.

The meaning of balance payment limit

The balance payment amount refers to the balance of Alipay account used for transfer, consumption and purchase of wealth management products. And according to the degree of perfection of identity information of different accounts, Alipay will divide the accounts into three categories and give different payment quotas respectively.

Upper limit of balance payment amount

Class I account: 1000 yuan/lifetime, which can be upgraded.

Class II account: 654.38+ 10,000 yuan/year, which can be upgraded.

Class III account: 200,000 yuan/year (maximum), and cannot be promoted.

Tips:/kloc-AliPay real-name users under the age of 0/6, the balance payment limit is 1000 yuan/day and 10000 yuan/year respectively.

Methods of increasing the balance payment limit

1, complete the identity information.

If you receive a reminder that Alipay's balance payment limit has reached the upper limit, users of Class I and Class II accounts can increase the limit by filling in relevant identity information according to the page prompts.

2. Change the payment method

However, if the current balance amount is already 200,000/year, then the balance amount can no longer be used. This kind of users can change the payment method when the balance payment limit has reached the upper limit, and choose Huabai, Yu 'ebao, bank card express payment, online banking payment, etc. , so that the consumption quota will not be limited.

If you encounter a hint that the balance payment amount has reached the upper limit when using Alipay balance consumption, please follow the above solution. However, if it is a 200,000/year user, please change the payment method, so that it will not be limited by this amount.