I just got a quasi-credit card from ICBC. Yesterday, I filled it with 500 yuan. The day after I spent it, ICBC sent a message saying that there was a quota in 500 yuan. Excuse me.

The quasi-credit card has an overdraft limit. This card stores interest, and the overdraft limit consumption needs to pay overdraft interest to the bank.

The credit limit of a credit card is fixed. The overdraft limit of your card is 500 yuan, 500 yuan and 500 yuan. You use your own money and don't occupy the overdraft limit.

Save another 5000 yuan, or 500 yuan if you haven't applied. This is a fixed amount given to you when issuing the card, and it has nothing to do with how much money you deposit.

It is recommended that you do not use this card to overdraw your consumption, and the overdraft interest is five ten thousandths of the daily overdraft amount.