Can BOC e-loan be recycled? How long have you been applying for a loan?

BOC E-loan is a personal consumption loan product of China Bank, which is convenient and efficient for applicants to apply online, approve online, withdraw money in real time and repay flexibly. After applying for BOC E loan successfully, the bank will give the corresponding loan amount.

Can BOC e-loan be recycled?

Bank of China e-loan can be recycled. The credit line of BOC e-loan is one year, and repayment can be made at will within the credit line. Bank of China E-Loan can also withdraw money on the maturity date of the credit line, and the longest period of any single withdrawal is 65,438+02 months. The electronic credit line of China Bank can be reactivated after it expires.

The amount of BOC e-loan is calculated according to the applicant's income, deposit, wealth management, mortgage, provident fund, individual tax, social security deposit in China Bank and the credit information of the People's Bank of China. The maximum amount is 200,000 yuan.

How long has BOC applied for e-loan?

In general, the system will complete the approval within a few minutes. If the activation application is submitted after 22:00 pm, the approval will be completed at around 7: 00 am the next day. It is under examination and approval on the same day, and it will be processed at night, and it can be activated again the next day. If it has been approved for several days, please call the manual customer service for feedback.

After the approval of BOC e-loan is completed, you can see the approval results on online banking or mobile banking, and the bank will also send you a notification message. Please sign the contract as soon as possible after approval, so as not to need to apply again after the quota expires. Only after signing the contract can we successfully apply for BOC e-loan.

The credit line of China Bank's e-loan can be recycled within the validity period and repaid with the loan. The loan shall bear interest on a daily basis according to the actual days of use. Single payment can adopt repayment methods such as one-time repayment of principal and interest, regular repayment of principal and interest, matching principal and interest on schedule, and average principal on schedule.

BOC E-loan belongs to the credit loan of China Bank and does not need collateral guarantee. Whether the application can pass the examination and approval depends mainly on the evaluation results of the bank. When a bank evaluates, it mainly depends on the repayment ability of the applicant.