How to edit short messages of Shanghai Pudong Development Bank

Temporary limit adjustment. When using a bank credit card, if you find that the approved credit limit is not enough and need to increase the credit card limit, you can call the 24-hour customer service hotline to contact the customer service specialist and apply for a temporary increase in the credit card limit. You can also edit the short message LETZ+ space +4-digit suffix and send it to 95528 to apply for cash withdrawal. After the expiration of the validity period of the temporary adjustment of the bank credit card limit, the credit limit will be automatically restored to the original limit;

Long-term credit line adjustment. If the credit card limit of the bank is insufficient, you can call the 24-hour customer service hotline at any time to apply for permanently increasing the credit limit, or you can edit the short message GETZ+ space +4-digit suffix and send it to 95528 to apply for withdrawal. The bank will review your past credit card use records and repayment records, and adjust the credit card limit for the cardholder after approval.

The longest validity period of the temporary credit line is 1 month, and it will be automatically restored to the credit line before adjustment. Please ensure that the account balance does not exceed the original credit limit before the current billing date, otherwise, you will need to pay the overrun fee.

Improve skills:

1. Stick to the card. It is suggested that the full amount can be paid before the bill date to ensure the full repayment on time every month.

2. Withdraw the amount in installments. After using the card for half a year, you can try to apply to the bank for withdrawal. For the first time, the bank may not give a very high amount. You need to continue to pay back in full and on time by credit card, and then apply to the bank for several months. If the amount is still not high, continue to apply for withdrawal after half a year.

3. Develop good consumption habits and have a wide range of credit cards; Occasionally use bill installment business.