Can the passbook be prompted by SMS?

Take ICBC as an example. 2065438+On August 1 2006, Industrial and Commercial Bank of China stopped providing short message reminding service for free balance change of debit card and current passbook accounts. If citizens still need SMS reminders, ICBC messenger balance change reminder SMS service is customized in 2 yuan every month.

In addition to debit cards, credit card SMS reminders have also raised the threshold. On August 1 day, ICBC no longer sent the prompt information of credit card transaction balance change in 300 yuan and below, but sent it through the southern market. Other bank credit cards also have SMS to remind the initial amount. For example, before sending SMS reminders, CITIC Bank's credit card consumption was in 200 yuan, and China Merchants Bank's SMS reminder threshold was in 300 yuan.

It is understood that banks raise the threshold of SMS reminder, on the one hand, to reduce the cost of sending SMS through operators, on the other hand, to promote their own mobile banking, applications and WeChat official accounts, and to increase user experience.

When the bank account SMS reminder threshold is raised, citizens can pay attention to the official bank account of WeChat, bind the bank card, sign the WeChat account information immediately, and keep abreast of the changes in each account. ICBC needs to download the registered ICBC Financial Electronic Consortium and order the free reminder service according to the balance change of ICBC Electronic Consortium.

Extended data

According to historical records, the earliest credit institution in the history of China was the "quality bank" in the Southern and Northern Dynasties (similar to the pawnbroking industry). By the middle of the Tang Dynasty, "counters" appeared. Something agreed by both parties on the voucher is a concrete thing. They often use "vouchers", "books", "vouchers" and "vouchers", which are the predecessors of "passbook".

The rudiment of money houses originated in the middle of Ming Dynasty. It is a folk credit system with the development of commodity economy. At that time, it was called "Qianwan", "Front Desk" or "Qiandian". At first, I just exchanged money. Later, I gradually developed into a production deposit and loan business, and I also had a more formal passbook. With the development of coastal trade, private banks had formed a currency exchange market in the late Ming and early Qing dynasties.

The passbook is more exquisite, and the coat is made of cardboard. This jacket is beautifully decorated with various colors of cloth. When you open the passbook, you can see that each seal in the upper right corner is delivered and pasted by the issuer, and the date and amount of deposit are recorded with neat and beautiful brush fonts arranged vertically from right to left.

This is a traditional writing tool and a traditional writing form in China. Looking at it, the neat and symmetrical folding form naturally gives people an idea, so it is called "passbook".

People's Daily Online-SMS reminder of bank card is not "a pie in the sky"

People's Daily Online-Banks need to get free reminders and raise the threshold of SMS reminders in these ways.

Baidu encyclopedia-passbook