The bank card inexplicably receives remittance from others, and entrusts the account name of the other party to pay the amount to be settled. Excuse me, what account is this, and how is the money tran

The bank card inexplicably receives remittance from others, and entrusts the account name of the other party to pay the amount to be settled. Excuse me, what account is this, and how is the money transferred to my card? There is an extra sum of money in the bank card, which may be a scam set by a liar. Whether it is transferred in or out, it must be carefully considered.

Reminder:

1. If a similar bank account suddenly adds a sum of money, and the other party asks you to pay it back, you must be calm! Don't operate by yourself, explain the situation directly to the bank or call the police directly.

2. In daily life, everyone must pay attention to protecting personal information, avoiding the disclosure of personal information and preventing criminals from using personal information for illegal activities.

3. If you are cheated, please keep the transfer record and call the police in time.

Bank remittance refers to the process of depositing cash into a designated account. Depositors can be companies or individuals. In the process of online shop operation, bank remittance is also a commonly used payment method. Bank remittance requires a handling fee, and different banks charge different fees. Banks in China have different remittance procedures. There are some skills and some points to pay attention to in bank remittance. For example, some banks recognize remittance accounts, so if the account is written incorrectly, the money will be remitted to other accounts. These are all worthy of attention.

There are usually two ways for bank remittance, one is to remit money directly to the counter of the bank, and the other is to remit money through online banking or telephone banking.

1. Agricultural Bank fee: It can be divided into deposit remittance and electronic remittance. The deposit remittance fee is the lowest 1 yuan, and 0.5% will be charged if it exceeds 1000 yuan. Because many areas in China have not yet opened the charging service, they can also enjoy the preferential treatment of free handling fee for the time being. The minimum handling fee for electronic remittance is 1 yuan. If it exceeds 100 yuan, it will be charged at 1%. Receiving time: real-time receiving. Online banking: remittance at the same counter.

2. Disadvantages: There are two kinds of remittance: card and remittance. Remittance without a card means that you don't need to apply for a bank card and remit it directly to the designated bank card in cash. However, most agricultural bank outlets can't confirm the name of the payee when using card-free remittance, so once the card number is filled incorrectly, it may lead to remittance to other people's accounts. If you want to withdraw money again, it is very troublesome to get the confirmation of the payee. In addition, it is impossible to send money online from 8 pm to 8 am the next day.

3. Handling fee of China Merchants Bank: There are two types, one is fast remittance, and the lowest handling fee is 5 yuan. If the price exceeds 1 0,000 yuan, the fee will be charged at 0.5%. Suitable remittance amount is within 1 1,000 yuan; The other is electronic remittance, the minimum handling fee is 10 yuan, the remittance procedure is 1% of the remittance amount, and the maximum capping handling fee is 50 yuan, which is applicable to remittance amount above 10000 yuan. Payment time: express remittance can be received in real time; The time for electronic remittance to arrive is 2-3 working days. Online Banking: 5 yuan for each charge. Inter-bank remittance fee 10 yuan.

4. Disadvantages: If the remittance is lower than that in 500 yuan, the cost is the highest compared with other banks. When remitting money through online banking, if the payee is a peer remittance, you need to click "Peer Express Remittance", otherwise, you will be charged by 10 yuan.

5. Handling fee of CCB: the minimum handling fee is 1 yuan, and the maximum handling fee is 50 yuan. Remittance method: the remitter must hold a bank card. Receiving time: There are two situations. If the remittance bank is in a networked city, it can be received within 2 hours after remittance; If the remittance bank is not in a networked city, it will arrive in 3-5 working days. Online banking: the minimum amount of each transaction is 1 yuan, and the maximum amount does not exceed 30 yuan. Telephone banking: the minimum per transaction is 1 yuan, and the maximum is not more than 40 yuan.

6. Disadvantages: In CCB remittance, the remitter must hold a CCB savings card to remit money. If there is no savings card, the handling fee of 10 yuan is required for handling the CCB Dragon Card. Although the remittance can reach the account within 2 hours at the earliest, the payee can't find the collection details on the same day.

7. Handling fee of ICBC: ICBC provides two transfer methods, one is remittance with handling fee of 1% of remittance amount, the lowest remittance handling fee is 1 yuan, and the highest is 50 yuan. Second, peony card remittance, there is no remittance procedure. Arrival time: Remittance from Linktone Card will arrive within 24 hours, and remittance from Peony Card will arrive within 3-5 working days. Online banking: the lowest 5 yuan and the highest 50 yuan for each transaction.

8. Disadvantages: ICBC is usually crowded, and ICBC in large and medium-sized cities needs to queue up for a long time. Online banking cannot remit money on weekends and holidays. Bank of Communications fees: 1000 yuan or less 1%, 1000 yuan or more 10 yuan. The biggest feature of Bank of Communications is that it can automatically deduct the handling fee from the remittance, and even share the handling fee with the remitter and payee. Arrival time: Real-time arrival. Disadvantages: less points.

9. China Bank's handling fee: the remittance handling fee of this bank is 0. 10% of the remittance amount, ranging from 5 yuan to 5,000 yuan. That is to say, the remittance fee of less than 5,000 yuan is 5 yuan, and the remittance of more than 5,000 yuan is charged 0. 10% of the remittance amount. Arrival time: the next day.

10. Disadvantages: Most BOC outlets will be closed on weekends and holidays.