Will Lao Lai's bell be set for relatives?

No, it's just that there is this means in a certain city. After the credit card expires, it will only be recognized as Lao Lai after a court decision.

If there is no such problem before being sued, there will be long-term collection after the credit card is overdue. If you don't repay the loan at this time, you will sue to the court and the court will decide. Of course, your property will be frozen after the court pronounces a sentence.

If you don't have any property in your name, you won't be recognized as Lao Lai, and of course you won't do it for you.