Why does China Merchants Bank transfer money to ABC, but there is no money on the card?

1.ABC's account transfer transaction is subject to ABC SMS. The short message sent by China Merchants Bank to the customer's mobile phone only means that the account has been transferred to the Agricultural Bank of China, but it does not mean that the account has been received. As the payee, as long as the bank card status is normal, the Agricultural Bank of China system receives the remittance in real time.

2. As the payee, ABC cannot determine the time of remittance from other banks, and the time of receipt needs to be verified with the transferor's bank.