Ant, excuse me. It's closed. Ant financial service is closed. What is the reason why ants borrow it?

Hello, there may be seven reasons why ants turn off their phones:

First, I often don't have to borrow money.

When you meet the loan opening conditions within a certain period of time, the system will automatically open it for you. Excuse me. I gave you a quota, too. But you haven't used this quota since it was opened, and the platform will think that you don't need to occupy this quota, so your loan may be closed.

Second, the credit record is bad.

Whether it is a credit card or an online loan, try not to overdue it. During the period of using ant to borrow money, there are overdue records, or credit cards and other loans overdue have not been returned. Alipay attaches great importance to personal credit, which is also an important reason why many people are blocked. In this case, credit can only be re-accumulated, and there is still a chance to reopen after the bad credit record is automatically eliminated.

Third, always prepay.

There are not a few friends who are blocked for prepayment, because prepayment will affect your compliance. It was originally divided into six installments, but it only took you a few days to repay the loan, so it may be closed.

Fourth, excessive debt.

Authorizing too many small loans with sesame credit will make Alipay think that you are short of money and your personal risk is too great. Closing the loan can avoid this high risk.

5. Withdraw cash with Alipay

It mainly refers to cashing flowers. If you use the flower garden maliciously, it will seriously touch the bottom line of Alipay, and then shut down the loan, and then bear legal responsibility. There is no good solution to this reason. Stop malicious use first, then immediately pay off Bai Hua's debts, and then use Alipay normally to re-accumulate credit, which has a certain probability of reopening.

6. The certificate has expired.

Whether the authentication materials can expire, such as whether the ID card can expire, has happened to many people. The ID card has expired, and then the function of Alipay can't be used. Re-apply for an ID card and re-certify, and you will return to normal.

Seven. Other reasons

For example, you frequently modify your personal data, change your mobile phone number, or use Alipay infrequently, or even conduct illegal transactions through Alipay. , which may cause the loan to be closed.

Last but not least, you can't force loans. All the people who say that you are forcing loans are liars. When choosing loan products, please try to choose big brand loan products. Interest and fees are transparent, and your information is safe. "Qianhua" is the original Baidu financial credit service brand (formerly known as Baidu Qianhua, renamed as "Qianhua" in June 20 18), and its positioning is to provide personal consumer credit services for the public. The application materials are simple, with the fastest approval in 30 seconds and the fastest loan in 3 minutes. It can be repaid in advance, and the loan can be recycled after repayment. I hope this answer is helpful to you. Click on the bottom of the phone to measure the amount immediately. The maximum loan amount is 200,000.