What if the medical insurance is broken?

If the medical insurance is broken, the treatment is as follows:

1, after finding a new job, you can find a new unit to help you renew your medical insurance;

2. If there is no new job, you can apply for renewal of insurance as a flexible employee in the social security bureau where your household registration is located;

3. If the diplomatic relations are broken due to company reasons, you can bring your ID card and social security card to the Social Security Bureau to make up;

4. If the diplomatic relations are broken for more than 3 months, all expenses during the interruption period shall be paid according to the average salary of local employees in the previous year.

Remedial measures for medical insurance interruption:

1. Understand the reasons for breaking medical insurance: First of all, we must clarify the specific reasons for breaking medical insurance, whether it is because individuals failed to pay on time, the unit failed to pay, or other reasons;

2. Pay the arrears: If the diplomatic relations are broken due to the arrears, the arrears should be paid as soon as possible to restore the medical insurance qualification;

3. Contact unit: If the break-off is caused by the unit, you should contact the personnel or financial department of the unit in time to understand the situation and supervise the handling;

4. Re-enrollment: If you break off diplomatic relations for a long time, you may need to re-apply for enrollment procedures and rejoin the medical insurance system in accordance with local social security policies;

5. Consult the Social Security Bureau: For complicated situations or those who are unclear about how to operate, directly consult the local social security bureau for official guidance and help.

To sum up, after the medical insurance is cut off, the treatment methods include finding a new job and continuing to pay, continuing to pay as a flexible employee, carrying an ID card and social security card to pay back, and paying back all the expenses during the interruption period according to the average salary of local employees in the previous year for more than three months.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 23

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.