How to receive the electronic acceptance bill from CCB! ! Where to find it? Where can I find the reception desk?

1. The enterprise that has received the electronic bank acceptance bill has opened the enterprise online banking and opened the electronic commercial bill function. The bank account manager will help the enterprise operate how to open it.

1. To undertake electronic bill business, an enterprise needs to open an account in a bank with access to online banking function in ECDS, and apply to the bank for opening the electronic bill function module in online banking before it can carry out electronic bill business.

2. Open and log into the electronic commercial bill system. A complete bill includes basic information such as drawer, payee, bill amount, acceptance information and whether it can be transferred. Open the electronic acceptance bill and check the status of the bill in the upper right corner of the front of the bill.

3. The functions of the e-ticket system mainly used by corporate customers include bill issuance (bill information registration, acceptance business, prompt payment), endorsement transfer, discount business, prompt payment, etc.

What are the transfer steps of CCB's electronic acceptance bill?

Knowledge of electronic draft: the transfer process of CCB's electronic acceptance draft is necessary for beginners. To handle electronic acceptance bill business, it is necessary to open enterprise online banking and open electronic bill function on the basis of enterprise online banking. After opening, you can handle the electronic bill business. The following Tianxiatong business will explain the operation method in the simplest steps:

Knowledge of electronic bills: the transfer steps of CCB's electronic acceptance bills are necessary for beginners.

1. The preparer clicks Commercial Bill → Endorsement, selects the bank acceptance bill, selects the negotiable bill to be endorsed in the information list of negotiable endorsed bills returned by the system (bills can be queried by bill number, bill amount and bill maturity date), and then clicks Next.

Knowledge of electronic bills: the transfer steps of CCB's electronic acceptance bills are necessary for beginners.

2. Enter the name, account number and bank information of the endorsee (required), and choose endorsement or transfer (required);

3. Confirm the transfer endorsement information and submit it for review;

Knowledge of electronic bills: the transfer steps of CCB's electronic acceptance bills are necessary for beginners.

4. the approver clicks the commercial bill-> endorsement, selects the bank acceptance bill, clicks the endorsement to apply for approval, and selects the document from the list of documents to be approved returned by the system for approval. If the document is approved, the final approver will pass the digital certificate authentication and submit it to the bank; If the check fails, the document will be automatically deleted.

How to distinguish between bank acceptance bills and commercial acceptance bills?

Different recipients, different risks, different credit.

The difference between commercial acceptance bill and bank acceptance bill: the acceptor is different. Commercial acceptance bills are accepted by payers other than banks, such as enterprises. Bank acceptance bills are accepted by banks. The risks are different. Bank acceptance bills have no payment risk and can be discounted to banks to obtain funds in advance. When the acceptor of a commercial acceptance bill fails to pay, the payment risk will occur and the risk is high. Credit is different. Generally speaking, the credit and payment efficiency of bank acceptance bills are better than that of commercial acceptance bills. Commercial acceptance bills are commercial credits, and bank acceptance bills are bank credits. In real transactions, the bill collector prefers to choose bank acceptance bills.

Exhibition materials:

1. The sample contains some specific information of the corresponding bank acceptance bill, including the drawer, the drawer's account number, the name of the payer and the payee. Reminder: Bank acceptance bills have two dates, one is the date of issue (top) and the other is the maturity date of the bill. The date of issue represents the date when the bank accepts the draft, and the real acceptance date is the maturity date of the draft in the draft center. At the lower left of the bank draft, the drawer's bank seal, the company's official seal and the company law's seal are generally stamped. In the middle position below, the signature of the accepting bank should be stamped, and the bank acceptance bill will be valid only after all the above information is filled in correctly.

2. Requirements for enterprises when banks issue acceptance bills. The enterprise shall deposit a deposit equivalent to the amount of the bill until the bill is paid at maturity (in this case, it is not necessary to issue a bank acceptance bill). Enterprises should deposit tens of percent of the bill amount in the bank (usually 10% to 30%). Enterprises must use the credit line within the credit line. Without bank credit, enterprises are not qualified to open bank acceptance bills. The conditions for the drawer of a bank acceptance bill are that legal persons and other organizations that open deposit accounts with the accepting bank have a true entrusted payment relationship with the accepting bank. Sales contracts and VAT invoices with legal benefits can be provided, because in actual operation, when customers provide bank acceptance bills, they must ask suppliers to issue printed sales contracts and printed VAT invoices, and the Bank Finance Committee will issue bank acceptance bills to the applicants only after confirming the authenticity of the transaction process. The drawer should have sufficient payment ability, good credit record, be able to provide corresponding guarantee, and deposit the same proportion of deposit in the bank as required. If the drawer's credit qualification in the bank is relatively high, he can deposit a relatively low proportion (generally, it may be 10%~30%). If the credit qualification of the drawer in the bank is not very high, then the proportion of the deposit to be paid will be relatively high. Reminder: In the actual application process, if you don't know the credit rating, the financial personnel can ask the customer what the deposit paid to the bank during the issuance of the bank acceptance bill, and indirectly judge the credit rating obtained by the customer in the bank.