The 2022 new version of the credit report will be updated every few days

The 2022 new version of the credit report is updated once a month.

The new version of personal credit in 2022 will update the personal credit information database once a month, and the general interval will not be more than two months.

Credit card repayment information is recorded in the central bank’s credit reporting system for 24 months. If the card holder overdues the payment, it will be recorded on the personal credit report. If the information is not reported to the relevant departments, the credit report will not be updated.

If the cardholder overdues the card without malicious intent, such as forgetting the annual fee or service fee, the card will be overdue. The user first pays off the debt, and then explains the situation to the bank to eliminate the bad records.