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Why is the SMS reminder of China Merchants Bank free?

First of all, the SMS reminder of China Merchants Bank's credit card is free, and you don't need to open it, because it has been automatically opened when you open the card.

Secondly, you said that a savings card can receive short messages, but a credit card can't. The SMS function is not to remind you to spend, but to inform you when your credit card consumption and withdrawal are abnormal. So I don't send you a text message every time I swipe my card to withdraw money. Under normal circumstances, I don't send you text messages. China Merchants Bank credit card does not have the function of reminding consumption and withdrawal changes.

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