What should I do if the business-to-business transfer is wrong?

Generally, there are two situations: the transfer from company to company is wrong. One is that a company's account name and account number are entered incorrectly. In this case, because the account name and account number do not correspond, the money remitted by the enterprise will be returned. The other is that the account name and account entered are correct. In this case, the money will be remitted, and the enterprise needs to communicate with the other party to make an advance payment or return the wrong money.

I. public-to-public transfers

Meaning: inter-company transfer, or inter-company transfer. Also known as enterprise transfer, it is an inevitable form of economic development.

Payment method: the account number of the legal representative of the payment company is transferred to the account number of the legal representative of the collection company.

Execution mode: handled by the financial departments of both companies.

Two. The process of transferring money from company account to company account is as follows:

1. Fill in the money order at the bank counter;

2. Stamp with special financial seal and legal person seal;

3. Give it to the bank teller for processing.

Three, the other two ways to transfer money from the enterprise account to the enterprise account:

1, online operation, according to the prompt, fill in the opposite account information, submit it, and then authorize it;

2. Apply for a cashier's check and send it directly to the other party.

Required materials: specific information of the other company, such as name, account number, special seal for corporate finance, corporate seal, etc.

Four. The corporate accounts of the Company are divided into four categories: basic account, general accounts, temporary accounts and special accounts.

Among them, one unit in basic account can only open one.

Others, such as ordinary accounts, a company can open multiple accounts according to business needs, and the number is not limited.

According to the account management regulations of the People's Bank of China, an enterprise can only open one basic account, but it can open multiple general accounts. If another account can be withdrawn, and the investor has a certain special purpose, then you can apply for a special account in this bank or withdraw money.

4. What are the risks of public-private partnership?

1. Misappropriation of public funds

Generally, the funds in the company account are well documented, but if they are transferred to the boss's private account, it is difficult to distinguish whether the money is public or private.

According to the law, the company's funds must be supervised and cannot be used for private purposes. Once embezzlement is found, it will be severely punished!

2. Tax evasion

Everyone knows that financial accounting must have original documents, and many money transferred through personal accounts is opaque and there is no tax payment certificate according to law, so it is very likely that VAT invoices will not be provided, which is suspected of tax evasion. Once investigated, enterprises will face huge tax payment penalties.

3. Suspected of money laundering

Once the cumulative number of large-sum receipts in personal accounts is too many, it will be listed as the key monitoring object by the bank to check whether there is the possibility of money laundering. Note that not only the large amount will be included in the key monitoring, but also the objects with more collections in one year. Not all large transactions will be monitored. According to the regulations on large-value payment transactions, the transfer of funds between individual bank settlement accounts and between individual bank settlement accounts and unit bank settlement accounts with the amount exceeding 200,000 yuan is a large-value transaction, and the short-term accumulated cash receipt and payment of individual bank settlement accounts exceeding 6,543.8+0,000 yuan is a suspicious transaction.