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How long will the online merchant bank be sued if it is overdue, and will it really come to you?

Three months,no. According to Article 675 of the Civil Code of People's Republic of China (PRC), the customer has exceeded the agreement with the online merchant bank. If the payment is overdue for three months, the bank will send a text message or call the customer for dunning. If the customer has no actual behavior, the bank will bring a lawsuit to the court and will not come to the door for dunning.