What happens if the bank card has no balance and the SMS service fee cannot be deducted?

The SMS service will stop, and there will be no charge.

Take China Construction Bank as an example. When it fails to deduct the SMS service fee, China Construction Bank will send a message to the customer, informing the customer to make up the payment in the payment account as soon as possible.

Payment method: use the mobile phone notified by the signing SMS to send "the last four digits of the signing account number of BJQF# SMS" to 95533 to pay the arrears (please write it in quotation marks without other characters). After the payment is successful, the SMS service will be resumed in real time. If the payment fails, the customer needs to go to any CCB outlet in China with his valid ID card, savings card/passbook notified by signing SMS and signing mobile phone.

If the overdue payment is not made, the Construction Bank will stop the SMS service and no longer deduct the fee.

Extended data

China Construction Bank SMS Notification Service Charge Standard

Personal SMS notification service is to send SMS reminders to customers when the funds in your account change, which effectively guarantees the security of your account funds.

The charging standard of this service is as follows: credit card small transaction (single transaction below 500 yuan) will be notified by SMS to 3 yuan/month; Other account fund change notification service 5 yuan/month/account/machine.

This quotation is the benchmark price of CCB and may be adjusted by branches. The specific price is subject to the final price list published by the outlets. Please consult the outlets for details.

China Construction Bank-SMS repayment method

China Construction Bank-SMS notification service charging standard