Is it true that the micro-loan is overdue for 3 days and the loanable amount cannot be used? Can I borrow it after I return it?

Micro-loan is a credit loan of Weizhong Bank. After several years on the line, there are still many people borrowing money from micro-loans. Remember that it must not be overdue, otherwise there will be no next loan if there is a quota. For example, someone consulted that the micro-loan was overdue for 3 days and said that the loanable amount could not be used. Is it true? Can I borrow it after I return it? Let's have a look.

Is it true that the micro-loan is overdue for 3 days and the loanable amount cannot be used?

It's true. I consulted the micro-loan WeChat customer service and learned that if the micro-loan has overdue loans, it is impossible to lend. Moreover, many people posted on the Internet that the micro-loan was overdue for one or two days, and they received a short message from Weizhong Bank, which meant that the micro-loan repayment failed, resulting in the overdue amount, and the loanable amount could no longer be used.

Users must pay off the overdue part of micro-loans before they can try to borrow. If they don't pay it back, they can't lend it out anymore. Even Weizhong Bank will take back the micro-loan quota, leaving users with no quota to borrow.

Can I borrow the small loan after it has been repaid?

Many people paid it off after loans overdue, but some people refused to lend it out. The page prompts "Comprehensive evaluation failed, no loan can be obtained", indicating that the user's current account does not meet the standard of automatic system review.

Micro-credit is evaluated irregularly by Weizhong Bank using big data system, which involves many factors, except the economic environment and policy adjustment, which are mainly affected by the borrower's credit status, including the borrower's credit, repayment ability, micro-credit use and so on.

In short, a small amount of loans overdue can no longer be borrowed. You need to pay it off before you can borrow it again. Users are advised to maintain good credit, use more WeChat products, and establish business contacts with Weizhong Bank, such as deposit and purchase wealth management products. The next borrowing rate will be higher.