Did you successfully cancel the inspection of the temple library?

The qualification of the user who applied for opening is not excellent enough, so you will only synchronize your JD.COM IOUs quota, and no new quota will appear. Due to the cooperation between Temple Library and JD.COM, if the products of JD Finance are overdue, your temple library's cheque may be cashed, so friends who withdraw it must repay it in full and on time. If the amount of luxury goods in the temple library is overdue, it will be credited.

Checks in Library is a service launched by Temple Library to enjoy interest-free installment shopping.

Ku check is a consumer credit product of Tianpu Ku, which can be simply understood as a financial form of installment payment.

When you want to buy something in the temple library, you can choose to pay by library check. When you use it for the first time, the promissory note will set a consumption limit in combination with your personal information.

Then you can enjoy three installments within the quota, and the longest installment of six installments can reach 12. You can enjoy 0 interest and 0 down payment, 4 1 day interest-free, and you can enjoy a 30% discount on the 20th of each month.

It can also be a good way to alleviate everyone's lack of cash. You don't have to save money for months for what you want to buy, and you don't have to live a miserable life after buying an expensive thing.

Temple library's personal credit information system will check the consumption records, and friends with loan needs should use it with caution! ! !

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The "Secret" of Treasury Checks

SECOO Beijing Siku Trading Co., Ltd. was established in 2008, starting with selling luxury goods on a commission basis. After eight years of development, the six core business segments of Temple Store Mall, Temple Store Auction, Temple Store Finance, Temple Store Intelligence, Temple Store Media and Temple Store Supply Chain are transforming into a global high-end consumer service platform.

As of July, 20 15, Temple Library * * * has received five rounds of financing, with the total amount of financing exceeding 1 billion USD.

Temple Library has launched "Library Checks" for its C-end member users, which are similar to products such as JD.COM White Stripes, Ali Flower Buds and Fun Stages.

The difference is that the latter often charges consumers an installment fee of 0.5%- 1.5% for each installment, and only gives users interest-free and fee-free discounts in special periods, while treasury checks allow consumers to enjoy the highest negative interest rate discount of 1%-3% while enjoying installment payment.

Peng Xiangxi, deputy general manager of the finance department of Siku, said that at this stage, Kucha has entered the market by inviting white lists, and has recently opened nearly100000 users, and the transaction conversion rate of activated users has reached over 40%. The invited customers are mainly users who have purchase records in the temple library and reach a certain transaction amount, and will gradually open to more member users in the future.

At present, the assets of accounts receivable generated by treasury checks are transferred to Ping An Bank at a lower capital cost to obtain liquidity. The reason for the smooth transfer of assets is that the national treasury check cooperates with the insurance company to launch personal consumer credit guarantee insurance, which avoids the risk of consumer default.