10680 sent a text message saying that I have applied to the judicial organ where I live for the record of arrears information. Is it true?

Hello, 10680 sent a text message to inform you of the arrears information, and applied for filing a case with the judicial organ where you live. It should be a dunning or loan message sent by a mobile company, which has no legal effect. If the judicial organ informs that it cannot apply for filing a case, it can only file a lawsuit. After filing a lawsuit, the creditor shall produce relevant evidence and submit a written complaint to the court. After the court files a case, the notice of hearing will be delivered to you by mail. Therefore, the collection of arrears through judicial procedures should be subject to the written notice of the court. For reference.