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Why is there no quota for Xiaomi loan?

Institutional reasons, reputation problems and other reasons lead to no quota.

Reasons for not expanding the quota:

1. System reason: frequent maintenance, upgrade and update, and it is normal to close for a short time without quota. It is recommended to refresh or check the official announcement later;

2. Reduce the quota: if there are violations, brush the bill, punish, etc. In the process of use, Alipay will take some measures such as reducing the quota;

3. Reputation problem: In case of personal credit problems such as overdue payment, Alipay will definitely freeze the closing authority directly;

4. Cash out: Although the loan can be repaid in advance, if you borrow it for a few days frequently, you may feel that your demand for this product is not great and it is easy to be blocked.