What bank card doesn't charge annual fee and SMS fee?

Any bank will do. June 2005 1, 2065438, individual users can cancel the annual bank card fee.

The Measures for the Administration of Service Prices of Commercial Banks issued by the China Banking Regulatory Commission and the National Development and Reform Commission were formally implemented. This time, the bank reduced some fees for debit cards (excluding credit cards);

Including annual fee, cash withdrawal fee, SMS notification fee, transfer and remittance fee, small account management fee, etc.

20 14 February 1 4, China Banking Regulatory Commission and National Development and Reform Commission issued Order No.20 14, promulgating the Measures for the Administration of Service Prices of Commercial Banks.

The Measures are divided into general principles, formulation and adjustment of government-guided prices and government pricing, formulation and adjustment of market-regulated prices, information disclosure of service prices, internal management, and supervision and management of service prices, with 38 articles in 7 chapters as supplementary provisions.

Effective as of August 1 day, 1965. Interim Measures for the Administration of Service Prices of Commercial Banks (Order No.3 of the National Development and Reform Commission of China Banking Regulatory Commission in 2003) shall be abolished.

After these measures come into effect, if the previous provisions on service prices or charges of commercial banks are inconsistent with these measures, these measures shall prevail.

Extended data:

Chapter I General Principles

Article 1 In order to regulate the service price management activities of commercial banks, protect the legitimate rights and interests of customers and promote the healthy development of commercial banks, these Measures are formulated in accordance with the Banking Supervision Law of the People's Republic of China, the People's Republic of China (PRC) Commercial Bank Law, the People's Republic of China (PRC) Price Law and other laws and regulations.

Article 2 The relevant provisions of these Measures shall apply to commercial banks established in accordance with the Law of People's Republic of China (PRC) Municipality on Commercial Banks and the Regulations of People's Republic of China (PRC) Municipality on the Administration of Foreign Banks.

The relevant provisions of these Measures shall apply to other banking financial institutions approved by the China Banking Regulatory Commission according to law.

Article 3 The term "commercial banking services" as mentioned in these Measures refers to all kinds of services provided by commercial banks to customers. The term "customers" as mentioned in these Measures refers to customers of commercial banks, including natural persons, legal persons and other organizations.

The term "service price" as mentioned in these Measures refers to the fees charged by commercial banks when providing services.

Article 4 The service price behavior of commercial banks shall strictly abide by national laws, regulations, rules and relevant regulatory provisions, follow the principles of openness, fairness, honesty and credit, and accept social supervision.

Article 5 Commercial banks should establish a scientific and effective service price management system, strengthen internal control, fully disclose service price information, and guarantee customers' right to obtain service price information and choose services independently.

Article 6 According to the nature and characteristics of services and the degree of market competition, the service prices of commercial banks shall be guided by the government, fixed by the government and regulated by the market respectively.

Article 7 The China Banking Regulatory Commission and the competent pricing department of the State Council shall supervise and manage the service price management activities of commercial banks in accordance with relevant laws and regulations and these Measures.

References:

Measures for the Administration of Service Prices of Commercial Banks-Baidu Encyclopedia