How to take stock of those telecom fraud methods aimed at students?

Take stock of those who are eyeing students' telecom fraud. How to prevent it? The following are nine routines of fraud. Please be vigilant.

Routine 1: "Your account has abnormal changes in funds"

The swindler first steals the victim's online banking login account and password, and creates the illusion that the bank card has money flowing out by buying precious metals and changing the current account to regular account. Then the fake customer service called to confirm whether the transaction was my operation, and agreed to give the user a refund to defraud the user's trust. The scammer will once again create the illusion that the funds in the user's account are returned through the fund transaction in the account. However, due to the transaction fee, the refund amount is generally less than the previous internal transaction amount. Next, the scammer will use the victim's online banking to transfer money, or open a fast payment operation, and select the SMS verification code for verification, so that the victim's mobile phone will receive a verification code message. Finally, the scammer asked the victim to provide the verification code received by his mobile phone immediately on the grounds of limited time refund. Once the victim provides the SMS verification code to the other party, the other party succeeds.

How to break:

Almost flawless. The simplest and most effective way is to call the official customer service phone number of the bank immediately for verification, and don't believe any call that comes in and claims to be customer service.

Routine 2: "You are suspected of breaking the law"

"You are suspected of money laundering", "You are suspected of illegal fund-raising" and "Credit overdraft is subject to criminal responsibility", all of which are the reasons for pretending to be a public security law to commit fraud. This technique is not new, but because of its great deterrent, people who don't understand this kind of fraud are still easy to be fooled. Nowadays, many scammers pretend to be official customer service numbers through rebranding software, but if the victim really dials back, they can generally see through the scam. There is even an "upgraded version": scammers guide users to place orders by phone on the grounds of giving away free items and mail them in the form of cash on delivery. If the user refuses to sign for the courier or return the goods, the liar will threaten the user with the tone of the public security law and cheat.

How to break:

Don't trust a stranger's phone easily. If someone says he is suspected of committing a crime, he should first call 1 10 to ask. Or ask friends and relatives around you, and you can usually see through the scam quickly.

Routine 3: "Your flight XX has been cancelled"

Booking plane tickets by mobile phone has become the export of online fraud. Liars lied about changing the visa and refunding the ticket, guiding people into phishing websites, making false numbers, and walking into remittance traps. Some data reports show that this kind of fraud is as high as 44%, which has become the mainstream of online fraud. Liars can accurately tell the victim's name and flight information, and often cheat in the name of obtaining compensation for change of visa.

How to break:

The ticket refund and change business is handled through official channels such as airline websites, telephones, service halls and ticketing agents. Don't trust any phone calls and text messages, even if they are completely consistent with my information.

Routine 4: "You can apply for a refund if the goods you bought are out of stock."

The scammer first fully grasps the online shopping information of the victim, gains the trust of the victim by accurately describing the shopping information of the victim, and then obtains the bank card number, password and SMS verification code of the victim. Liars sometimes get relevant information directly by phone, and sometimes let victims open phishing websites and fill in relevant information manually. When the bank card number, password and verification code were leaked at the same time, the swindler successfully transferred the money in the victim's online banking account.

How to break:

Abnormal commodity trading, out of stock, etc. You should consult the official customer service phone number of the shopping website first, and don't trust people who call in and claim to be customer service. Online shopping accounts and payment accounts should have separate passwords, which should be complicated enough and be changed regularly.

Routine 5: "Recommend Top Ten Bull Stocks for You"

This kind of deception usually collects deposits or deposits from users in the name of learning stock knowledge and recommending stocks, which is especially effective for those new investors who are eager for success. In fact, formal securities companies generally do not provide paid stock recommendation services to shareholders, nor do they collect deposits or deposits from users in this name. They usually send photos or pictures such as company business license, industrial and commercial certificate or organization code. , just call the official customer service of the securities company to ask.

How to break:

Don't trust any information about stock recommendation and stock selection, whether it comes from websites, QQ, text messages or telephone calls. It can be verified by calling back the official customer service phone.

Routine 6: "699 yuan free Apple 6S"

Recently, Hunan police reported a new fraud case. A fraud gang sent fake or damaged mobile phones or mobile phone molds to the victims for fraud in the name of "collecting personal income tax of 699 yuan and giving away Apple 6S mobile phones and 700 yuan calling cards for free". In two months, hundreds of people were cheated and the amount of fraud was several hundred thousand yuan.

How to break:

Fraud in the name of seemingly legitimate promotion can't be lucky, and nothing will happen in the sky.

Routine 7: "Please receive the newborn allowance in time"

Criminals cheat on the grounds of receiving neonatal allowance, because they can tell the details of the victim and make the deceived believe it. After obtaining the victim's bank account, the scammer usually asks the victim to operate at the ATM and follow the other party's "guidance" to enter the English operation interface. Because the victims can't understand the English prompts on the ATM, they often regard the transfer procedure as an input verification code and eventually fall for it.

How to break:

Don't trust such calls or text messages, let alone operate them on ATM machines.

Routine 8: Replace the mobile phone card

Recently, the routine of this kind of fraud is usually to bomb the mobile phone with hundreds of spam messages and harassing calls to cover up the reminder message of card replacement service sent by 10086 customer service to the mobile phone number; Then take temporary id card with the victim information to the business hall to reissue the mobile phone card, so that the owner's own mobile phone card is passively invalid; Finally, modify the password of mobile customer service and bank card, and steal the money of bank card bound by mobile APP through SMS verification code.

How to break:

Commonly used website passwords and customer service passwords are best different from key business login passwords such as bank passwords, and should be revised regularly; Don't click on the links sent by various numbers. If you receive a lot of harassing calls or text messages, don't turn off your phone. Mobile phone security software should be used to block harassing numbers and unbind bank cards immediately. When using public ***WiFi, try not to log in to the bank APP in your mobile phone or use your mobile phone to transfer money.

Routine 9: "Xiao San is pregnant and needs money badly to have an abortion"

This is an active type of fraud for a long time, but recently, a liar who is pregnant and in urgent need of money for abortion cheated more than 80 elderly people. Liars make full use of the characteristics of the old man's distressed son to lure the victim to transfer money. This is a relatively new means, and it is also a constant renovation and improvement of scammers in deception.

How to break:

Don't trust the phone of strangers easily, especially when you need money badly.

Whether telecom fraud belongs to fraudulent telephone calls needs to be determined by administrative organs or judicial departments according to specific circumstances. Fraudulent phone calls are mainly divided into the following three situations:

First, pretend to be a mature person and call.

The suspect took the initiative to call the victim and let the victim guess that he or she was a friend or relative of the victim according to the voice he or she heard. The usual words are "Who am I?" . After gaining the trust of the victim, the suspect asked the victim to remit money to his designated account in the name that he had an accident on the way or his family was ill and needed money urgently.

Second, make a phone call to threaten.

The modus operandi is basically the same as pretending to be an acquaintance. The suspect called the victim's mobile phone, claiming that the victim had offended others and blackmailed the victim by threatening personal injury.

The object of infringement has no fixed object. The victims are not only senior directors and managers, but also ordinary employees and farmers.

Third, pretending to be a public security law for fraud

This method takes advantage of the victim's fear of the public security law and implements fraud step by step. By saying that he owes money, and then saying that he is involved in major economic fraud or crime, the victim is further intimidated, and the psychological fear of the victim leads to the provision of personal information for fraud.

If it is determined to be a scam, ignore it and call 1 10 to call the police.

Divorced * * cheat college students, how many online telecom fraud means actually investigate the reason, male college students are not greedy for money, as for "I was * * *" crying? If you want to complain, you should complain about your bad intentions first. You love money and lust!

What exactly is telecom fraud? The so-called telecom fraud is to defraud the victim's money by sending a phone message. In fact, texting is just a way to sue fraud gangs. Mainly use the content of the information to make the parties feel scared and reply. During the conversation, the fraud gang will once again take advantage of your fear and do whatever he says. In the middle, he will definitely mention things related to money, such as ATM transfer, remittance to the bank, deposit, and then cheat you out of money. So if you ignore the news, he can't do anything by the way, but if you are worried about the truth, you must use your own channels to verify it. It won't take a few minutes. Don't listen to his nonsense, then you won't cheat.

Which of the 6822 fraud gangs are telecom fraud? Telecom fraud refers to the criminal behavior that criminals fabricate false information and set up scams by telephone, internet, SMS, etc., and implement remote and non-contact fraud on the victims to induce the victims to remit or transfer money to the criminals.

All those who meet the above conditions are telecom fraud.

Telecom fraud can be reported to the public security organ or reported.

What should I do after telecom fraud? After encountering telecom fraud, I should immediately take the following measures to solve it:

Collect evidence of fraud first, and then go to the local public security bureau to report to the police.

Second, assist the public security bureau to go to the bank to freeze the other party's bank card to prevent the other party from transferring property.

Third, if the police refuse to file a case, they can go directly to the court to apply for property preservation, freeze the deposits opened by the bank, and then file a civil lawsuit to demand their return.

Fourth, because it is difficult to protect the rights of online fraud, it is suggested to take legal action as soon as possible to avoid irreparable losses.

Many people say "telecom fraud", so what is telecom fraud? Cheat money through phone calls and text messages.

Real name authentication is also fake. How to prevent telecom fraud in the end, one principle is not to think about taking advantage. As long as you want money or related personal information, you can check the related contents of telecom fraud, such as your attitude, rising awareness and Tokyo fever!

How clever are the means of telecom fraud and swindlers? The best way to prevent being cheated is to observe more and understand more, and don't place an order easily.

If you can't distinguish clearly, you can learn from your peers.

When necessary, you can also ask the public security organs for help and let them identify.

How to prevent telecom fraud? Don't believe anything said on any strange phone, don't send money or transfer money to any stranger, and you will never be cheated!