The person who owed money hacked my mobile phone and sent a message.

Just say you owe me money, please don't drag me down. My life is also very difficult now. Can you pay part of it first, or we can discuss it carefully and see how you can pay me back? Does it make sense for you to drag me into this? If the amount is large, you can take legal proceedings to sue him. It's easier to lend now than to take it back. We can't borrow money easily, otherwise we will lose money and friends.