What products does the Postal Savings Bank Youth Series Card specifically contain?

China Postal Savings Bank Youth Card Campus Edition is a universal credit card product issued to college students with the approval of the Ministry of Education. It has the basic financial functions of UnionPay ic card, and also provides free SMS reminder service, free handling fee for the first cash withdrawal every month and other special rights, including the following contents:

1. Free annual fee for life;

2. Provide SMS service free of charge;

3. Select multiple card surfaces;

4. Monthly first withdrawal charging service (including transfer banking);

5. Double the online fast consumption points;

6. The virtual card is combined with the physical card. The virtual card will be issued after approval, and the physical card will continue to be issued after activation.

1. The credit card limit is related to the credit card grade and the applicant's personal qualification. The general credit card limit of the general postal savings bank is below 6,543,800 yuan. The credit card limit of the Postal Savings Bank is between 6,543,800 yuan and 50,000 yuan; Postal bank credit card platinum card quota of more than 50 thousand yuan; However, the specific credit limit that can be applied depends on the overall quality of the individual. The better the applicant's personal qualifications, the higher the credit limit he can apply for, otherwise the credit limit will be lower. According to feedback from card friends, the credit line applied for by postal youth card is generally below 50,000 yuan, which is generally not very high, but it is ok to meet daily consumption.

2. Compared with similar products of other banks, the Youth Card of Postal Savings Bank has seven main advantages: first, it has the function of free SMS prompt; Second, the first withdrawal every month is free; Third, the card overpayment is free; Fourth, the card can be fully withdrawn; Fifth, the card installment fee is 10% off; 6. Activate the 30 yuan Pizza Hut coupon or lemon cup to get the value; Seventh, the annual fee of the card is free in the first year, swiping the card 6 times in that year, and the annual fee is free in the next year.

3. The history of China Postal Savings Bank can be traced back to the postal savings business started in 19 19, and it has a history of one hundred years. In March 2007, based on the reform of the original postal savings management system, China Postal Savings Bank Co., Ltd. was formally established. 20 12 1 month, the company was restructured into a joint stock limited company. 20 15 and 12, domestic and foreign strategic investors were introduced 10. 2065438+listed on the Hong Kong Stock Exchange in September 2006. 20 19 12 was listed on the Shanghai Stock Exchange, and the three-step reform goal of "share reform, A and H listing" was successfully completed.