How to prevent the second payment of black online loans?

Legal analysis: In case of online loan with compulsory payment, the other party can't contact you after payment. When you are in a hurry, go to Baidu customer service to return it. If you don't admit it, it will come back to you to urge you to repay. If you don't reply, you will say that you want to explode the address book or something. This is probably a black online loan. It is recommended to consult professionals in time and report to the police.

Legal basis: Article 175 of the Criminal Law stipulates that anyone who borrows credit funds from financial institutions for the purpose of lending and lends them to others at usury, if the illegal income is relatively large, shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention, and shall also be fined not less than one time but not more than five times the illegal income; If the amount is huge, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years, and shall also be fined not less than one time but not more than five times the illegal income.

Where a unit commits the crime mentioned in the preceding paragraph, it shall be fined, and the persons who are directly in charge and other persons who are directly responsible shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention.

Article 175-1 of the Criminal Law shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention and shall also or only be fined; Whoever causes particularly heavy losses to banks or other financial institutions or has other particularly serious circumstances shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years and shall also be fined.

If a unit commits the crime mentioned in the preceding paragraph, it shall be fined, and the directly responsible person in charge and other directly responsible personnel shall be punished in accordance with the provisions of the preceding paragraph.