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How long does the Bank of Communications card freeze and automatically unfreeze?
1. The thawing time of traffic bank cards mainly depends on the reasons for freezing. The reasons for freezing include the cardholder's suspected crime or civil dispute, abnormal or dangerous consumption behavior, repeated input error of transaction password, expired reserved identity information, long-term unused account, etc. , can be divided into judicial freezing and non-judicial freezing. Under normal circumstances, judicial freezing takes six months to unfreeze, and non-judicial freezing can be unfrozen immediately after the cardholder completes the relevant unfreezing procedures. Judicial Freezing According to Article 236 of the Procedures for Handling Criminal Cases by Public Security Organs, the time limit for freezing deposits, remittances and other property is six months, and the freezing will be automatically lifted at the expiration of the time limit. However, if the case is not closed, the public security organ may continue to go through the freezing procedures and extend the freezing period.
2. Non-judicial freezing cardholders can unfreeze their identity documents and frozen bank cards immediately when they go to any branch of Bank of Communications for unfreezing business. In addition, the debit card was frozen due to multiple transaction password errors and expired identity information. Cardholders can reset their passwords or update their reserved identity information through Bank of Communications, mobile banking or online banking. Personal bank card freeze will be frozen until the case is closed. If the case is closed, the frozen bank card will be unfrozen within 6 months. According to Article 236 of the Regulations on Handling Criminal Cases by Public Security Organs, the time limit for freezing deposits, remittances and other property is six months. The freezing period of securities such as bonds, stocks and fund shares is two years.
3. Clothes, furniture, cookware, tableware, etc. Necessary for the life of the person subjected to execution and his dependents; Living expenses required by the person subjected to execution and his dependents. Where there is a local minimum living standard, the necessary living expenses shall be determined according to this standard; Articles needed by the person subjected to execution and his dependent family members to complete compulsory education; Auxiliary tools and medical supplies necessary for the physical defects of the person subjected to execution and his dependent family members due to unpublished inventions or unpublished works; Medals and other honors and commendation items obtained by the person subjected to execution.
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