Is Beijing Jinghuibao reliable?

Beijing Jinghuibao is a supplementary medical insurance specially designed for Beijing basic medical insurance participants. Some friends in Beijing plan to buy Jinghuibao, but I don't know if Beijing Jinghuibao is reliable, so let's learn about the product details of Beijing Jinghuibao!

Is Beijing Jinghuibao reliable?

I. Product background

Beijing Jinghuibao is an inclusive commercial supplementary medical insurance underwritten by Beijing Life Insurance Co., Ltd. Beijing Branch and AXA Tian Ping Property Insurance Co., Ltd. Beijing Branch, providing services in a healthy way.

Second, the insurance conditions

Regardless of age, occupation, household registration and health status, from centenarians to newborn babies, anyone who participates in Beijing medical insurance (including urban workers, urban and rural residents' medical insurance and public medical care) can participate in the insurance, even if they are sick.

Third, insured price.

79 yuan/person/year. Beijing Jinghuibao has the same price for both young and old, and the annual premium for one person is 79 yuan, which translates into a daily premium of less than 30 cents.

Fourth, the scope of protection

1 hospitalization expenses

During the insurance period, the medical expenses incurred by the insured in public hospitals above the second level due to accidents or diseases that meet the scope of basic medical insurance payment shall be paid by individuals after being compensated by medical insurance sponsored by the government such as Beijing Basic Medical Insurance and Serious Illness Medical Insurance. The maximum compensation amount is 6,543,800 yuan.

2 Specific high drug costs

During the insurance period, the insured was diagnosed as suffering from malignant tumor for the first time by a specialist in a public hospital at or above the second level, and made a prescription, and purchased 17 kinds of self-funded specific drugs in a designated hospital or a designated drugstore, with a maximum compensation of 1 10,000 yuan.

V. Ways of participating in insurance

During the period of open enrollment, pay attention to the official account of Beijing Jinghuibao WeChat, click on the homepage of the official account of WeChat, and the entrance-individual enrollment in the menu bar below can handle the enrollment payment business, which supports directly handling the enrollment payment business for family members. The enrollment period in 2020 ends at165438+1October 30th.

Sixth, the way of surrender.

If you need to surrender, the insured can call Jinghuibao customer service hotline 95092055 to apply for surrender to the manual customer service. You can also pay attention to the official account of Beijing Jinghui Baoxin WeChat, and contact online customer service to apply for surrender through the official account of WeChat. Customer service hours are 8: 00-2 1: 00 from Monday to Sunday.

The above is the introduction of Beijing Jinghuibao, I hope it will help you.