What if ABC's bank card is frozen by the judiciary and cannot repay the mortgage?

If the bank card is frozen by the people's court, if only the debit card is frozen, the party concerned may replace the debit card and then transfer the money to the replaced bank card. If all bank cards are frozen, repayment will be more troublesome.

Article 487th of the Supreme People's Court's Interpretation on the Application of the Civil Procedure Law of People's Republic of China (PRC).

The people's court shall not freeze the bank deposits of the person subjected to execution for more than one year, seal up or detain movable property for more than two years, seal up immovable property for more than three years, and freeze other property rights for more than three years.

Where the person subjected to execution applies for an extension of the time limit, the people's court shall go through the formalities of continuing the seizure, seizure and freezing before the expiration of the time limit, and the extension period shall not exceed the time limit specified in the preceding paragraph.

The people's court may also handle the formalities of continued sealing up, seizure and freezing ex officio.

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How to unfreeze frozen bank cards?

Bank card unfreezing method 1: unfreezing caused by an individual entering an incorrect password more than the number of times specified by the bank.

In order to protect users' card habits, the bank stipulated the number of password inputs. Some banks are three times, and some are 10 times. If this is the reason for thawing, it is very simple. Take your ID card and bank card to the nearest business hall. Choose personal business when picking up tickets at the number machine, and wait for the voice to call you. When it's your turn, explain the situation to the staff and the staff will naturally help you.

Under normal circumstances, if you don't pay attention, the bank card will automatically unfreeze within 24 hours, so cardholders who don't want to go to the bank can wait until the next day to automatically unfreeze before re-entering their passwords.

Bank card unfreezing method 2: banking system failure.

The probability of this happening is very low, but there are. In this case, the same as above, bring your ID card and bank card to the business hall. When you tell the staff the truth about your situation, the staff will check it for you. If it is determined that it is the bank's problem, they will usually apologize to you.

Bank card unfreezing method 3: The bank card is frozen due to third-party reasons.

At present, this situation exists. Generally speaking, personal bank cards are frozen, which may be necessary for legal cases, and there are also some special circumstances that need to freeze bank cards. If the general bank card is frozen for these reasons, the bank card will be automatically unsealed after six months. If there is still a judicial requirement, the bank will be asked to freeze again.