How to handle the credit card installment of ICBC?

ICBC credit card consumption installment application channel

1, credit card consumption installment SMS

When you use your credit card to spend normally on the POS machine, ICBC will screen the transactions that meet the requirements of short message installment and send you an invitation short message for consumption installment. After receiving the message, you can reply to the message according to the prompt to apply for consumption installment.

2. Online banking handles credit card consumption by stages.

You can log in to personal online banking, click Credit Card Service-Easy Loan (Installment)-Installment-Set Installment, select the card number to be used for installment and make an inquiry. The banking system will automatically screen out the transactions that meet the staging conditions, and you can apply for consumption staging according to the prompts.

3. Mobile banking handles credit card consumption in stages.

You can log in to personal mobile banking and click "Credit Card-Easy Loan/Credit Card Installment-Installment Payment-Apply for Installment Payment" in turn. After selecting the card number that needs installment, the banking system will automatically screen out the transactions that meet the installment requirements, and you can apply for consumption installment according to the prompts.

4. Telephone banking handles credit card consumption in stages.

You can call the customer service hotline of ICBC at 95588. After the call is connected, press "6 Credit Card Service-Complete Identity Verification -3 Limit Adjustment and Staging -2 Staging" according to the voice prompt, and you can handle the consumption staging by yourself.

You can also directly transfer to manual service to apply for consumption staging.

5. Business outlets handle credit card consumption by stages.

After the credit card billing date, the bank will send a summary installment invitation message to cardholders who meet the conditions of summary installment in the previous billing cycle. The cardholder only needs to reply to the invitation message, and can summarize and stage all the consumption transactions or some transactions in the last billing cycle.