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Which bank is 0206 1932965?

0206 1932965 should be the collection phone number of guangfa bank, and the phone number starting with 020 should be the collection phone number of guangfa bank. If you want to know more, you can call this number or directory assistance. When we answer the call for collection, according to the provisions of the Convention on Self-discipline of Collection Industry, we must identify ourselves to our customers when calling them, and indicate their subordinate units, entrusted agencies, names, work numbers and other information. If the customer still refuses to provide it after inquiry, the customer can refuse to cooperate.

First of all, several ways to collect telephone calls:

1, virtual fixed line

Ordinary people can see the specific number through the caller ID, and sometimes there are numbers from all over the country, such as 02 13844,09510213844. Generally, it is outsourcing collection companies or using numbers in different regions. Most of these numbers will be marked as "harassing calls" and can be handled by interception software.

2. VoIP (same as VoiceoverInternetProtocol)

There are many third-party software on the market now, such as TouchPal phone, picophone, wifi VoIP, 4G VoIP and so on. Some numbers are unrecognizable. You can use different numbers to receive them for you, but you can't intercept them. I suggest you don't answer these figures, just ignore them.

3. Fixed outgoing calls

Some regular companies, banks and financial institutions will use fixed outgoing calls, which can only be dialed out, and there are thousands of different virtual numbers, so it is difficult to communicate effectively with them, which is a headache.

Second, in the face of bank collection

When faced with frequent phone calls from the bank, whether it is not paid back for a long time recently or it is difficult to handle in the short term, you should clearly tell the other party: "I know I want to pay my debts, and I don't want to default, but I really need time now and I will pay them back if I have the ability." You must know the following five points:

1. At present, the economy is really difficult, and we can't pay our debts for a while. Don't make false promises to them. Because their communication with you is recorded, no matter what means the bank really uses later, it is evidence.

Even if you tell them to return it tomorrow in order to ease the current situation, they will almost urge you to return it tomorrow, sometimes it is really not as good as being honest with each other.

In addition, be sure to tell the other party whether it is a third party or a bank. Debt is my personal privacy. If I contact others to disclose my information, it is a serious violation.

Secondly, calling my company will make me lose my source of income, and it is more difficult to pay back the money I owe. As a result of calling relatives and friends, I can't afford to borrow money, not at all.

5. When you are not busy at work and have time; We can communicate with each other and get to know my current situation, but frequent phone calls every day really don't help. The most important thing is: if a third party seriously interferes with our normal life, if you owe money and can't repay it in one lump sum, you can take the initiative to negotiate with the bank for personalized installment by legal means, stop default interest and provide relief, and stop collection.

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