Why do rural credit cooperatives send text messages about excessive repayment?

It is possible that someone else took a loan and left your mobile phone number. Rural credit cooperatives refer to rural cooperative financial institutions established with the approval of the People's Bank of China, which are composed of members' shares, implement democratic management and mainly provide financial services for members. If you receive a dunning message from a rural credit cooperative for no reason, someone else may have left your mobile phone number for a loan. You can go to the rural credit cooperatives with your ID card to check whether there is a loan under your name.